Desjardins Insurance Auto Insurance Reviews

I had been a customer of State Farm for over 30 years. When Desjardins took over, they steadily increased my premiums. I had to change companies because Desjardins was too expensive. They raised my rates during a pandemic, then had the nerve to charge me a one-month penalty for cancelling my policy. They then sent me a letter stating “we hope to have the opportunity to serve you again in the future”. Sure, when pigs fly...

Desjardins is currently blackmailing their customers into using an app they developed to track your driving habits. That's right. They want to be able to monitor your driving habits every time you drive your vehicle. They want you to agree to this with the promise of lower insurance rates for safe driving. If my driving record is spotless shouldn't that qualify me for lower rates? Not according to Desjardins.

Every year they rise up the money according to the Postal code without accidents, every year they rise up the money 15%-25%! The worst insurance company!

I was being grossly overcharged for insurance that I never made a claim with but for some reason kept increasing instead of decreasing every year. I found a company that is now charging me less than half of what Desjardins was. I cancelled my Desjardins policy and they are now charging me a whopping 18% of what was left of my yearly premium as a cancellation fee. The office claimed that the insurance agent is entitled to charge this "short rate" fee whenever you cancel a policy early, fine, I expected to pay a cancellation fee, but the amount I was charged is ludicrous. I will never purchase insurance from this company again.

My vehicle got into an accident a month ago, they are still not approving my vehicle to be repaired to its full state. Horrible customer service and management, trying to find excuses not to repair the vehicle. They try their best to cheap out on the parts on the vehicle. The highest quote for an insurance company that doesn't care about your safety. All they want is to make money of you when you get in an accident good luck getting your car repaired as they give you a hard time...

Desjardins have poor customer service. They don't train employees properly. For instance, they will give you a quote charging $130, and then they will charge $160 without even informing the user. Then charge money from another person's account without even informing. I think the customer service agent doesn't even understand English. I got a quote for $175 and now they started charging $300 without giving any notice. I just wish they would have spent a little to provide service to the customer instead of just thinking about profit.

I've had Desjardins in the past and ended up switching to another company because they were just way too expensive. I got State Farm originally, but they ended up getting bought out by Desjardins which was Certas and was forced to be stuck with them again. Honestly, they are the way to expensive. All I kept getting was increases and higher rates and a bunch of non-at-fault incidents that were documented on my record and is creating so many unnecessary discrepancies. After 2 years I've finally switched companies saving 46$ a month. It was the best decision!

The person in charge of our claim has been ignored our calls and emails for almost a week, is currently denying our professional assessment and has been lowballing us from the start by searching 4 cylinder cars instead of what ours is (6 with low mileage) over an accident we didn't even cause and had dashcam footage to prove it. We'll be taking it to the news if it doesn't improve.

Desjardins is absolutely awful. They decided to increase my premium by $100 a month just for a change of address, and when I had a claims experience last year they were very unhelpful, unwilling to provide any kind of support which was shocking, especially considering I wasn’t at fault, and every time I asked when I’d receive the money they hung up on me. Had to go through an ombudsman to get them to pay me the money they owed me. Complete scam of a company.

I'm still waiting for an adjuster comes to look at my vehicle after it was turned and no one gets back to me! It is been 2 weeks now. I'm left with no vehicle as it is not drivable. The worst customer service I've ever experienced!