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Desjardins Insurance Auto Insurance Reviews

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(258 reviews)
Desjardins Insurance
1.4 out of 5 stars:
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Dont Waste your Money

by Moe on Oct 21, 2023
1 out of 5 stars

We were with State Farm for 5 Years before they were bought out by Desjardin Insurance. Desjardin Insurance is not customer oriented. We stayed with them for another 5 years but every year they kept increasing insurance and asked for more and more information. We had no claim for 10 years. They started putting restrictions on use of commercial vehicles so we switched to another insured with better rates, service and have no issues now. Don't waste one penny of your money with this company. Stay away.

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Highest car insurance

by Kenter on Oct 16, 2023
2.5 out of 5 stars

Very long time customer for both home and car recent price increase and not adequate explanation.
Lead me to get other quotes and found much lower rates to the tune of $700 year

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Over price

by jeanpaul bisaillon on Jul 13, 2023
2.5 out of 5 stars

Overpriced for the 5-year new vehicle protection. And then I had a speeding ticket 2 years ago and then my record resets after 3 for the 10-over ticket then the final year they up charge me insurance.

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Did you know that on average Ontario drivers with good driving records pay $1,805/year in auto insurance? Is your insurance rate higher? Get a free car insurance quote and start saving today.

Stay away from Desjardins

by Diak on Jan 25, 2022
1 out of 5 stars

They’ll increase your insurance every year they don’t care about your clean driving records they’ll always increase. 3 year with them paid over 15 thousand dollars for nothing.

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Garbage

by Dejardinsiscrinal on Jan 12, 2022
1 out of 5 stars

I was in the hospital to come out and need to cancel insurance for a month. After being a loyal customer for nearly 6 years and paying a ridiculous amount because I had no other choice this company made 60k off me. When it finally went down I end up in the hospital for a month to be told it would take a month to get back to me to reinstate insurance. Every other time I needed something from them it was super fast and I was treated well. Now I’m told there’s a new law or rule that it takes a month. Not only was I told now I would pay a year upfront and no longer monthly. But my insurance that was 300$ a month would now be 18k a year and they couldn’t help me. Awful service awful company thieves and liars. I hope they go bankrupt ruining everyone’s lives, now the highest paying job I got in my life that requires a car I now have to quit thanks to a lot of ruined people's lives and making them have to work for minimum wage for the rest of their lives...

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Insurance rates and payments

by vicky on Mar 29, 2021
1 out of 5 stars

Never deal with this company
- Their Billing department is great but the people in the actual agents office are horrible, they're rude and arrogant, They raised my rates without telling me and said I just had to deal with it. The complaints go on and on but in a nut shell there's no communication and then they wonder why you don't know about charges and changes on your account which is fine if you have lots of money just sitting there waiting but if you're on a budget its hard to work with. I deal with Pembridge Insurance as well and they are wonderful, I've never had a problem with them in 6 years but am having to continually deal with problems from Desjardins and be talked down to by my agents staff.

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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

Terrible Insurance Company

by AthenaZ on Jan 14, 2021
1 out of 5 stars

I have never checked reviews about Desjardin. However similar to the majority of other reviews here, I have been with State Farm for over 20 years for both Home and Auto and since Desjardin took over I have been charged a lot more year after year. Most recently I called to get some explanation even though I had 0 claims all my life, their agents along with their people are extremely rude and data in their system is inaccurate. I definitely DO NOT recommend them to anybody. I am searching for another reliable insurance provider for both Home and Auto.

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Absolutely Horible

by Adam on Jan 11, 2021
1 out of 5 stars

My wife and I have been with State Farm for 30 years and It was OK for the most part, but ever since Desjardins took over, with 0 claims or accidents my multi-car and home insurance went up to close to 30% that is absolutely cruel.

I’m in a process of looking for a different insurance company, but if you are new and need to insure your car, home or both I will strongly advise you do not even consider Desjardins, they are absolutely unreasonable.

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Most expensive

by Perro Brian on Jan 6, 2021
1 out of 5 stars

After being with State Farm for many years I realized that since Desjardins took over, and with no claims, I was still paying almost twice as much for home and auto insurance. So I started getting quotes and realized what they were overcharging me, but the kicker comes when I switched insurance companies, and they charged me almost $500.00 and refused to tell me how much of that cost was a penalty! That is just bordering on fraud if you ask me.

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Absolute crooks!

by Janet E on Dec 20, 2020
1 out of 5 stars

After being with State Farm for over 30 years (now Desjardins), they raised my premiums because of the amount of claims they paid out (not my problem. I haven’t had a claim in 25 years), I went to a different insurance company. Not only did they not give me back any of the insurance amount I paid for a full month, but charged me 100 more than my monthly premium (on top of my regular amount) and took the money out of my account two days before they were even authorized to do so. None of the agents even tried to keep my business. DO NOT GO THERE. They are absolute crooks. And yes I called the customer complaint line and they didn’t anything. Disgusting!

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