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Intact Insurance Home Insurance Reviews

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(154 reviews)
Intact Insurance
1.9 out of 5 stars:
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Most helpfull reviews

Could not be worse

by Rob on Nov 17, 2016
1 out of 5 stars

Intact hired engineers to determine the extent of water damage to a family home. Their staff adjuster promised to send us copies of the reports then reneged when we didn't do exactly what they wanted. Eventually we got them, and found Intact's engineers made a bunch of bad assumptions to the huge benefit of their client. We pointed the problems out right away, provided them all kinds of evidence that they were wrong, hired another engineering company that did additional testing that proved they were wrong, and got an independent review that confirmed Intact's findings weren't proven....

It's been over two years since the incident and we've gotten practically nothing but deny, delay and defend tactics from Intact despite having already been out of pocket thousands of dollars to prove our claim.

I can't imagine that there could possibly be a worse insurance company than Intact.

Noticed that their overall rating seems to be skewed by multiple short, generic, positive reviews posted very quickly over the first couple months, with almost exclusively detailed, one star reviews in the years since. Something smells fishy to me.

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Claim denied without appraisal

by Maureen on Oct 18, 2016
1 out of 5 stars

It took almost a month to get an answer about my claim despite several attempts by my broker and me telling them that time was of the essence due to the closing of the park and the weather. How does a company deny a claim when no one came out to see the damage? Well I refuse to continue to pay a company to treat me like crap...that would be insane. Time to move my business elsewhere.

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Run for your Life

by ebearz on Sep 23, 2016
1 out of 5 stars

Please don't go with Intact. EVER for anything. We paid them 800.00 monthly and when a claim came up, they most certainly did NOT have our back. When we cancelled, they tried to claim we owe THEM money. What a hoot. Worst company on the planet. If I could give them negative stars I would. Hard to believe any truly reputable broker would use them so beware of who you deal with.

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Liars

by Pissedoff on Sep 14, 2016
1 out of 5 stars

My claim has been ongoing for 4 years. The agents assigned to the claim repeatedly lied and delayed in an attempt to stall the claim. The contractors they hired to do the repairs never completed an estimate and again delayed. When we finally had someone in, they didn't complete the repairs and Intact has left us with an unfinished house and refused to pay a settlement so we could hire our own contractors.
They've literally made my life a living nightmare.

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STAY AWAY!!! BIG RIP OFF!!

by Nothappyatall on Jul 15, 2016
1 out of 5 stars

These scammers quoted me over $1700 to insure my house, i went to another company which only charged me $850. These guys ask way too many questions and add unnecessary paper, which makes getting insurance way too complicated. STAY AWAY FROM THESE SCAMMERS!!!!

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rip off

by just being honest on Jul 6, 2016
1 out of 5 stars

I was given false and misleading info from their broker Landing insurance in vernon bc I was over charged and have a credit they will not return and they refused to sell me insurance when I tried to recover the money they stole from me. They only care about taking your money. In my opinion their tv commercial are very misleading.

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Horrible Company and Ethics

by Sandkitty on Jun 16, 2016
1 out of 5 stars

We were totally ripped off by this incompetent scam of a company. We were sold a home owner tenant insurance policy. Our house was damaged by a tenant but when we tried to claim they told us we had to pay a deductible fee for every individual piece/ incidence of damage making it impossible to claim. Example there were 3 holes in one wall and they wanted to apply the deductible to each one ! Total scam stay away completely from this unethical business. The adjuster was arrogant and rude and sniggered at us when we were outraged at what they did. Totally horrible company.

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Rude and incompetent

by xcris9999 on Jun 12, 2016
1 out of 5 stars

Avoid them, it's a total waste of time and money. Changing their version of facts any time we speak to them . No transparency at all ...worst service ever , and for a simple case .

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Claim against Intact

by Jakester on May 19, 2016
1 out of 5 stars

Someone left a shop vac plugged in at a home I own which was under construction. I did not yet have possession of the home and a fire ensued, damaging the brand new everything on the all 3 floors and basement. This happened in Dec. 2015. My own insurance company paid for cleanup and new everything, but I still had to pay a deductible of almost $4000. Intact will not return these monies to me and keep stalling, stalling and stalling - and by the looks of these comments, I may not see my monies 'till December 2016! What a horrible company - I am so glad they're not my insurance company, who has been awesome throughout this whole process - Thank you State Farm.

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Worst

by John on Apr 29, 2016
1 out of 5 stars

Started a claim adjuster went on holidays so until he gets back no service, offered very low adjustment then second offer worse basisicly told me like or lump it not our problem. Will need to sue now that is what they want to me to do because it is cheaper for them as I will give up. saves them money. never been treated so bad. Would rate them below 0

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