Increase in Home insurance
by dhoggard on Mar 11, 2014
1 out of 5 stars
Home Insurance Reviews
Meloche Monnex (TD Insurance) Home Insurance Reviews
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(164 reviews)
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Very comparable to other products on the market.
I've had TD Melloche Monnex home insurance for approximately 10 years. When I first researched home insurance they were the cheapest (it's now been 10 years so not sure whether this is still the case). I've had a couple of claims and the experience has been very positive. They were quick to respond and pay my claim and I was happy with the customer experience.
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I decided to go with TD 2 years ago. Find out that my premium has doubled in 2 years. Live in Winnipeg. Sorry what happened in Calgary and Toronto, TD. My $50,000 sewer backup is now $5,000. Over $1200 a year plus taxes for a 1220 sq. ft. house. $1000 deductible to boot. Been claims free for 16 years now. Can do a heck of a lot better than this elsewhere.
After being with this insurance company for 15 years with no claims, I received a call to informed my that the sewer backup policy will be changing from $100K to $15 K starting 2014. I however will be paying for the same premium. If an incident will ever happen what can $15K fix these days???
From Lethbridge, AB
Mine increased by 45% due to floods in Calgary and Ice damage in Toronto. I am currently with TD Home/Auto and they said they have increased everyone's from 25% up to 72% from last year. My increased was another $200 per year. BTW, I never had a single claim in all my years of owning a home. As home insurance is not regulated "from the manager", they are able to spread their loss across Canada.
I do not live in or near Calgary or Toronto and I am being penalized so they can recover their loss! Definitely looking at other insurance companies and I am spreading the word around to my friends and family!