Home Insurance Reviews

Meloche Monnex (TD Insurance) Home Insurance Reviews

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(164 reviews)
Meloche Monnex (TD Insurance)
1.8 out of 5 stars:
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Does not cover water damage

by ASW on Oct 18, 2018
1 out of 5 stars

Confirmed with their agent over the phone that even the most expensive package (platinum) does not cover water damage from flooding, and the only water damage they cover is from sewer backup. I was very surprised to hear this and will not be renewing my policy.

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Sewer Policy change

by lethbridge on Jul 31, 2013
1 out of 5 stars

After being with this insurance company for 15 years with no claims, I received a call to informed my that the sewer backup policy will be changing from $100K to $15 K starting 2014. I however will be paying for the same premium. If an incident will ever happen what can $15K fix these days???

From Lethbridge, AB

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Horrible Service.

by Totally Disfunctional Insurance on Jul 29, 2013
1 out of 5 stars

Last year my basement was damaged due to sewer back up and water seeped in from foundation due to sump pump failure. Claim was denied. Only few clients were impacted so TD denied all the claims. Now TD is covering same type of claims in Calgary and High River only due to media pressure and their competitors are covering claims.

I should have gone to media at that time. I need to find a good lawyer and file a publice interest petition against this organization who changes it's stand on daily basis.

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Are you a condo unit tenant? Remember that neither your condominium corporations' policy nor your landlord's insurance policy protects you as a tenant (3rd part liability, contents, etc.). If you do not have your own insurance policy, get your condominium insurance quote today.

Terrible company

by Abysmal on Jul 8, 2013
1 out of 5 stars

Some of my family members in Calgary have the platinum home coverage through TD. Their policies state they are covered for flooding due to sewer back up. Their basements had to be gutted after the flood last month due to extensive damage from sewer back up. It took almost two weeks for an adjuster to contact them (conveniently, about the amount of time it took them to clean up) and then they were told they wouldn't be covered because their basements have windows! The adjuster told them not to worry, if TD doesn't cover them the government will! They're happy to take your money for premiums, but don't want to honour their policies. Sounds like a scam to me.

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