SGI Home Insurance Reviews

They make it your responsibility to make sure your adjustor does their job. You must call constantly to get an answer. I have heard other insurance companies address issues right away, these people do not. It will be your second job to make sure they do their job. Do not waste your time, find a real organization to provide you your insurance.

Had a hail claim on my roof. 10 neighbors on my block all had hail claims too. 2 of us had SGI home insurance. 8 roofs were fixed, 2 were not. Guess which two? They said I did not have hail damage on my shingles, but they allowed a hail claim on my roof vents, chimney and air conditioner. So how can I have hail damage on those and not the shingles? They offered a $700 payment on those, but then my insurance rates would go through the roof. I am really scared that on a basic simple claim, should be a no-brainer, what happens if I had a house fire? I spoke with many people who shared the same story with me, and roofers all say don't even bother with SGI.

It’s already been a year and a half since the water escape and rupture of March 23, 2022 in my kitchen with secondary results also leading into the 3 adjacent basement rooms and staircase. The decision to wait till spring has caused extensive damage to the entire house with air borne spores and the restoration company told SGI Canada this one fell through the cracks. I have had No kitchen taps since the incident of March 23, 2022. The kitchen cupboards are torn apart, countertop had been cracked and the dishes get done in the laundry room. The last year and a half June 27, 2022, when the restoration company came out to do the tear out in the kitchen the linoleum was tested and it contains Asbestos and the kitchen corner two walls has extensive water and mold damage to it. The restoration company just covered it up with a black bag and tape and left it like a bandage. Pushed the broken cabinets back and walked away. Both myself, my husband and our cats and dogs have been sick since the exposure of Asbestos and all the 7 different mold airborne particles from the house water damages that are neglected by the insurance company. No clean up from the restoration company no approvals for anything until 7 months later only to hear from SGI Canada that she is waiting till spring 2023 to do the work and I only have 2 years to complete the work. I am disabled and was in a car accident December 21, 2023, I know how a lot of you people feel when we’ve been neglected by our insurance company. It’s terrible and they always seem to get away with their actions to harm innocent people.

Been a customer for close to 40 years. Never missed a payment. Had two claims last year due to Mother Nature, still dealing with one claim, for almost a year! Both times was told that being a great customer my premiums would not go up!!!! Received yearly renewal and went up $2000 or 80% of the past premium. Called 3 times to discuss, but being busy they will return my call... Nothing return call other than to say my premium is due …lol. Cancelled my account with them!!!
Amazing, I have had 3 different policies with them over the years, after today nothing exists with them !!
One terrible company, as the old boys say!!
It’s all good until you need or use it`1

Had hail damage, literally every house surrounding me in the neighbourhood had shingles replaced. SGI said my roof still had five years. I looked for myself, shingles were down to the paper in places. Never never again would I use or endorse this company... never! Super bad! Don't waste your money.

Terrible to deal with! You cannot get a hold of anybody by telephone even in an emergency cannot get proper documentation still waiting three months. Ugg, can’t wait to get out...