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Cannot opt out of Water Damage coverage!

by A. Janson on Aug 8, 2024
3.5 out of 5 stars

I chose a $20,000 deductible (I am only concerned about major loss) and the premium was very good. Unfortunately, I HAD to also buy “water damage” insurance and the coverage limit is $25,000. With my $20,000 deductible, there is very little coverage for me…. I wanted to opt out of water damage, but TD insurance wouldn't let me. The water damage insurance is 12.4% of my premium, and it is wasted money in my opinion.

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