Wawanesa Home Insurance Reviews

They cancelled my insurance because of a payment issue that I was unaware of. Four days after I checked that this month's payment had gone, which it had, my bank then NSF'd the payment! As it is my only financial outgoing per month on that account, I had no reason to check further. Today I received a "cancellation of insurance" notice. On the interim, my broker or myself did not receive any notice of a payment problem. Instead they hit my account every couple of days accumulating multiple $25 and $5 NSF charges on my account. Had I received a heads up that the payment had in fact not cleared in the first place, I would have ensured the money was there. Now there is no money left to fix the problem because of the multiple NSF charges. This is a dirty & rude way to conduct business!

I contacted them to submit a claim, the first guy who answered was very polite, he was willing to create the claim for me before I contact my broker. Since I didn’t have the policy # I had to call them back.

When I called again, a lady answered me, she didn’t want to hear me at all! She kept saying: call your broker! I asked for explanation since I don’t know the process but she kept saying that. I told her that the previous guy was going to create the claim for me, then she said: well then, call him back.

I called the reception again and she sent me to another lady, she was so inpatient this time, she created a claim for me but she was interrogation me! And in a voice close to yelling she was repeating her questions and saying, I need an answer…
And when I asked her a question she start blowing air!

So bad customer service!!! Too bad I didn’t take their names. I will do first thing next time.

I cannot give 0 star so I gave 1 star.

Quick description is as follow: If you ever happen to make a claim be ready to be frustrated, lose great amount of time, and don't expect a answer of any sorts. If you call them for explanation of any sorts its like talking to a rock, you will only be talking to yourself.

My advise is: STAY AWAY FROM THEM

I usually never give reviews but this I cannot pass it, please ... do not engage in any business with them.

The adjuster is inexperienced. The people they send to the property seem to be elderly individuals that are a bit confused and they will try to deny any and every claim which comes to them. I had wind damage on my front gate. The elderly man they sent out to look at the gate says in an email to the adjuster that he checked wind speeds with Environment Canada on June 3, 2015 and there was not high winds but the problem is my gate broke on May 2, 2015 and the claim was made on May 3, 2015. The adjuster is so terrible that she didn't question this error in the report but agreed to it. Shows you how much they are looking out for their clients or how thoroughly they read and check their reports. The manager is further careless, calls us in to meet but goes out for coffee instead of meeting us. What a joke! Never use Wawanesa! They are terrible. If your broker says Wawanesa, stay away!!! Using Wawanesa would be equivalent to not having any insurance.

We've been with Wawanesa for about 7 or 8 years. Never a claim.
Last spring, we noticed our (12-15 yr old) shingles were looking bad, grains on the ground after the snow melt. So, we called a company to come take a look. (We don't go up there.) The company told us we have hail damage. This was in June! We put in a claim but didn't hear from our adjuster, so I called. He said he'd be out by the end of the week. Didn't show. I called again and he said HE couldn't go up because we're in a bi-level, but he'd send a roofer to have a look by the end of the week. A month later, no show! I call twice and leave messages. No return call. I call my broker. The adjuster tells my broker the roofer was here and he's waiting for a report. NOT TRUE! The next day, the roofer comes, but he doesn't have a ladder tall enough to go on our roof! I provide one. He tells me it's 'Sun Bubbles', which I've never heard of. The adjuster said "No claim". I dispute and get another co. out to look at the roof. He says "Hail damage." The adjuster says it's one co. against the other, they can't agree, so they're sending a 'Roof-check' person as a mediator. The insurance pays the man (74 yr old) $700., as per my broker. We hear nothing from the adjuster, I've left 3 messages to call me, so I call my broker, again! She tells me she received the report a few days prior and they are not accepting the claim. So, I get another (5th person) to look at the roof and give me a price. It is now September! He tells me "You have hail damage!" Bottom line, poor service, waste of our money! We will never use Wawanesa again and WE WILL tell all our homeowner friends & family. By the way, a manager from the insurance tells us that if we have water damage over winter, if we can't get the roof done until spring, the insurance will not cover us.

I have never in my lifetime had a home insureance claim! Never! We live in Airdrie, AB which is the base camp for the army when the flooding happened in Calgary in 2013 because it is a much higher elevation and we don't flood. Does this matter to them? NO! our rates increase by 20%. Last month we had HAIL, did I have a claim? NO! However, I just received a letter saying my insurance is going up another 50%!!! This before they even pay a dime out! Insurance companies disgust me and so does our government for not protecting the public from these thieves! They put agencies in place and when you call they tell you to talk to your insurance company reps! Failures on all fronts.

I have used wawanesa insurance for my house and auto over 10 years . It had hail in Calgary NW in 2012. All my neighhoors including my house had hail damage seriously, Wawanesa tried to deny the coverage of hail damage , even though they can't avoid it , Wawanesa tried to miss hail damage items , less quantity of hail damage as well as try to use cheap/poor job. It spend me over 1 years ( emails and callers thundreds times)
1) Roof : Wawanesa said not hail damage in my shake roof , then send me one independant inspection report done by one personal service style firm to approve his point , I have to hire one big/stnadard roof indpendent inspector to double check it . It has seriously damage . then Wawanesa just paid $3000 for replace entire roof .
2) Siding and around : Wawanesa hired one personal service style estimation firm to estimate the cost, over 40% hail damage items missed at the first. Even though hail damage items in the estimation reports , the quantity is not enough . such as hail damaged length of fascia is 160 ft , the estimator said is 80 ft . the estimator tried to paint my hail damaged wall clopped at cost of $51 which other constructor asked for $545. What important Wawanesa tried to hire one constructor to this job at unbelievable price , We can image how cheap and poor job will be done . They asked me to wait at home review and they didn't come , I called and emailed an adjuster a lot of times , they didn't response.
In the word , Wawanesa just collects money and woudn't like to be responsible as they promised , Wawanesa manpulates from dependent inspection , estimation to constructor .I don't know why government allow them to do this style business in Canada.

MY wife just took a call from Wawanesa, told her she had 1 day to prove the age of the roof shingles on our house or they wouldn't cover us for roof damage. Yes, we'll be looking for a new insurer.

Be careful. When it comes time to use it they have a reason why it cant be covered.

Wawanesa is a joke! why do I pay for insurance? When it comes time to use it they have a reason why it cant be covered. Not happy wit this company at all. I was warned about this company by other people, guess I should listened and went elsewhere.