Buyer Beware
by thisoldhouse on Jun 14, 2019
1 out of 5 stars
Secure and Certified
Your information privacy and security is very important to us. We use the same 256-bit encryption and data security levels as all major banks. Our practices are monitored and verified by VeriSign and Digicert.
Independent
InsurEye is not owned by any bank, insurance company, insurance brokerage or any other financial services institution. We collect, validate, and analyze insurance experiences of real consumers.
Insightful
We aspire to equip you with insights, data and knowledge to help in making informed decisions around personal finance, insurance quotes, and other important matters. We are always open for your comments.
My insurance broker of 27 years suddenly became a Promutual Agent. They assured me they were the most reasonable company and I should stay with them. During a wind storm, a live branch broke off a healthy tree and damaged my neighbour's shed (small claim of < $5000). The claim took almost 1 year to settle during which time I received several letters from the neighbour's insurance company demanding payment and threatening legal action. (not cool and the Promutual Claims adjuster said it was normal)... Finally, they settled and Promutual paid. I asked for a letter of confirmation and never got it. Then, a year later, I get an inspection (called a prevention visit) during which quite a lot of issues were found some justifiable and some less so, nevertheless I was fully prepared to make all the requested repairs, but instead 3 weeks letter I get a phone call cancelling my insurance and giving me only 15 days to find a new company. A situation is extremely stressful. Not enough time for me to make the necessary repairs. (In the US they give you 45 days) If you have an older home that is always needing repairs, beware.