Square One Insurance Home Insurance Reviews

I had one year of insurance with this company. They automatically renewed my insurance without my permission and somehow charged my credit card when it had expired. Spoke to Igor who was extremely unhelpful and the customer service is awful.

Be aware, that they will charge for a policy right away, but if you changed your mind and asked to cancel before the policy is even in effect they will try to keep the payment. I would not trust them with claim handling.

They will try to mislead you with a $5000 deductible which makes hardly any difference to a $1000 deductible in your monthly payment. Lots of things that are included at other insurance places are "extras" here. It's easy to get in contact with someone but making a claim is ridiculous and they will completely screw you over. No good neighbour policy as the damage that happened to or property is from a neighbour. I used to recommend square for being affordable but now I'm cancelling and will never recommend again. Buyer beware.

I had my first claim with them in January, and today (June 1st) it is still not completed. My adjuster Scott T provided a response time between 1 - 4 weeks after an email or voicemail was sent, finally provided a formal estimate 4 months after the initial request, 4 phone calls and 10 emails later (I'm fairly patient). But the quote changed 15% from his verbal estimate to formal written estimate. There is still no end in sight, and no process discussed about the payment.

I went through and entered all of my information to acquire a tenant insurance policy. It was only after I entered all of my personal and property information that they disclosed they won't write policies if the owner lives more than 300 kilometers from the property. They even had a question during the quote process asking this. Even though I answered that question, they still proceeded to collect my information.

They did not answer my calls and they didn't get back to me for weeks and months when they promised to call the next day.
I was never given allowances and payments for money I was told I would received and money I had rights to.
I had to call every single day. In order for them to pay any attention to me as a costumer.
I was the client and it seemed like they were hoping that I'd just give up on the money I was owed. But I was persistent for months and close to a year.
During my time of need they did not come through with what they had promised.