Square One Insurance Home Insurance Reviews
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The price looks good for the first year, and it increases every year, did not make a claim yet.
Credit card billed 425 for renewal I did not ask for. Will follow up with the Fraud department of my credit card company.
Beware of this insurance company, they will charge you 3 months premium, if you cancel the policy...
I have been with SquareOne for the last four years. Last year, when I went from a rental to a condo, they readjusted my policy for the new place. The cost was almost double which I thought just made sense given that there are additional items to insure when it came to a condo (~$95/m).
Recently, my policy is up for renewal again so I started doing some shopping. Sonnet gave me a quote of ~$50. I thought there was something wrong so I called Sonnet. They walked me through the comparison and the coverage was the same. After that, I called SquareOne to complain and they lowered my policy $30 to $65 the same day. Normally I would be happy about this but I found it very strange they were able to do that so quickly. Tells me they were gouging me. I will likely be moving onto Sonnet.
The price is increased year after year so even if you get a better quote initially you'll end up paying way more (they refer to this as "standard practice"). The policy changes yearly as well and of course for the worst for you.
All of the fake reviews they have here speak volume how badly they need to cover up for their service.
Quick and easy, seamless policy, knowledgeable staff. Price was fair. Will recommend to friends and family
Denied my water claim even though I have full coverage. Scam bam bunch of dishonest people. The other reviews say it all. Good prices are good for nothing.
We have 6 ft of snow in North Bay On. The roof leaked and they brought in a Contractor claiming I am covered. The estimate was 20,071.38 but they can not fix my home for 4 months. Offered me cash of 9,456.65. I said: bring in the construction crew, and they responded by saying: you are no longer covered. Please do not be fooled by their prices. If You put in a claim, pay 1,000.00 and then find out there is another 30% depreciation clause. Worst of the worst. I spoke to the owner and he does not care about his customers. I intend to make this a mission of injustice.
The unit below mine reported water leak from above to the strata. Strata claimed it's caused by my dishwasher but didn't provide concrete evidence. I contacted SquareOne and they quickly assigned an independent adjuster helping me dealing with strata and the restoration company hired by strata. Although the root cause is indeed found to be my dishwasher, the adjuster has done a great job to prevent strata from overcharging me for the repair cost. In the end, the cost is just slightly above my insurance deductible and I gladly footed the whole bill to avoid premium raise.
Blacklisted and permanently denied insurance with them because we had too many questions. Beware of too many questions. Their agents are extremely rude and we are permanently flagged for asking too many questions. We were literally told they can not insure us because we called more than 3 times to ask questions. I would love to see in an emergency what they would do if we asked too many questions, NOT. No point in having cheap insurance if you have no peace of mind.