Intact Insurance Auto Insurance Reviews

1st issue:

I was originally denied a claim even though it was not my fault, with witnesses and a police statement. It took 7 months to resolve the issues, receive money for my claim because they low balled my claim and continued to do so for months. All the while still paying a monthly premium without a vehicle tied to the policy.

2nd issue:

I had a policy under Jevco Ins. that Intact Ins. owns. Without warning, documentation, or consent on my behalf, Intact Ins switched my insurance, rose my premiums by 100% and when I inevitably cancelled the policy they hit me with a cancellation fee higher than my rate. Very unethical company.

Living in Newfoundland Canada we now have taxed insurance. Intact Insurance was charging close to $3000 for full coverage for the year so I found a better deal at one of their competitors. I spoke with them on the phone letting them know I was cancelling and was told that I would have to sign something in order to cancel to which I replied "Okay, I'll make my way down there when I can." Nothing else was said. I have now received a "legal notice" in the mail saying I owe them $279 for non payment up until October 4th. They're charging me, and letting me know they're cancelling my policy, for not paying on a policy I've already told them I was cancelling.

Stay away from this company, unless you intend to never leave them, otherwise they'll find a way to charge every single penny they can.

Got tired of rising rates, and girlfriend and I both went with PC which has much lower rates. Girlfriend went in and signed some cancellation papers at the end of her agreement, I just let mine lapse, I don't sign cancellation papers with Safeway because I start buying milk at IGA. They stole 2 extra payments from her acc. she changed banks and they sent her a bill?? They have tried to steal money from me, but I don't make monthly payments. Do not let them have access to your bank account! Do not deal with them at all. This has got to be some American scam, someone's post said they take extra money as some kind down payment in case you end up owing them money in the future??? It is theft plain and simple, and I don't want to see these shady practices in Canada!

They cancelled my policy after I got in my 1st accident that was not fully my fault. I was with them for over 3 years and never missed a payment. They were very rude and didn't care that the accident was not fully my fault. They don't care about their customers and only want your money. Please avoid them at all cost.

Intact Insurance is the Worst company I've ever tried to deal with...I paid for coverage and then when it was time for a claim . They sent info to wrong address so it was not received by us and then said because we didn't respond they would not pay the claim.. When it was brought to their attention on numerous occasions over numerous months that they had wrong address they continued to send info to wrong address and then ignored us. I cancelled with Intact and moved to a different company. Intact had the nerve to send me a bill for coverage I didn't have with them and still won't pay for the claim.
WORST COMPANY EVER

My mother passed away in November 2023 and her broker knew this and up until her death was never late for a payment. Her broker put her in collections after the fact with my phone number. Very wrong and inconsiderate. I had to wake up to defend my dead mother’s name today, and I’m still very much grieving, and this just made it worse.

I want to give this company less than zero stars, but dont have option. I changed my insurance in May2023 from intact to some other insurance company. My current broker completed the policy to cancel my insurance from intact. Still my money (390$) got deducted from my account. I called intact insurance broker and she again sent me forms to sign to cancle the policy and again it was deducted from my account. Before leaving for India, I called that broker again and she said she will look into it and cancle it. Today is september 14,2023 when my money again got deducted. Today she told me that she is not my broker, not responsible to cancel my policy, I should call office now, my insurance is not with intact. I am in India and getting upset for this type of professionalism

As soon as you're a customer, anytime you call there they send you to speak to different people who are rude as heck. They're very friendly until they have your money and then they treat you like dirt once they do.
I opened the account here and my husband had to come on the phone and authorize me to do so under his name. All was fine. They took our payment, they let me file a claim and get our car fixed. They let me negotiate a cheaper price for one year. Never did my husband ever have to call or speak with them for anything after that first time.
Then I call to cancel the policy because they keep raising the price and this year raised the price 300$ with no explanation. I can get better coverage for 400$ less at another auto insurance. So when I tell them Im canceling they told me: "Sorry, you don't have authority on the file!" What!!!??? Because it's 15 minutes before closing time and my policy renews the next day, so they did this so that we have to pay cancellation fees.
I told them I obviously have authority because my husband had to give it in order for me to even open the policy so please speak with your supervisor and check the file for the notes. They refused and refused to request a supervisor.

After 15 years with Intact, my husband and I missed a payment as we were switching banks. According to intact, they sent us a registered letter; that we did not receive; they called an old home phone number that hasn’t been active for 10 years. They then proceeded to cancel our home and auto insurance. One. Missed. Payment. is 2 weeks before Christmas. I don’t even have words to describe how despicable I think this company is. On top of this, they won’t speak to us. We’ve had to speak with them through a broker. So even though we paid; three days late, they still cancelled it. Luckily we have a second vehicle with separate insurance and some home insurance coverage with our bank; we have a friend who owns a brokerage who can help us, but what about the people who don’t? I can’t even imagine who this person is making these decisions. Whoever you are, hope you can sleep at night.

I had canceled my policy to go with someone else. Gaven them their notice properly. Because they can’t do their jobs probably they still have taken the money and caused my account to bounce all my other payments. So now I can’t do anything until they give back my money that they had no right to take. I have incurred fees for their incompetence. And all the stress to go with it. Also, need to add can’t get my meds or food now because of them. When I told this them. Their answer to me was THERE ARE PROCEDURES TO RETURN MONEY. AND IT WILL TAKE 30 DAYS TO RETURN MY MONEY. This is not right or fair.