Car Insurance Reviews

Intact Insurance Auto Insurance Reviews

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(412 reviews)
Intact Insurance
1.4 out of 5 stars:
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SLOW

by KelzZz on Apr 13, 2015
1 out of 5 stars

Worst insurance company ever. I started a claim with intact on January 25, 2015. It is now April 13, 2015 and nothing at all has been accomplished. The insurance company is telling me that they cannot confirm or deny any coverage on my vehicle now. What is the point in paying for insurance then? Now I am left with no settlement and I have the rental company harassing me for their rental vehicle back. I have not been paid out on my vehicle and I don't have the money to pay for my rental. It's been two months now and nothing is even close to being settled. My adjuster has taken two vacations since I've been dealing with her and I have now asked for my file to be transferred to someone else who can get this issue resolved. I will never recommend intact to anyone and I will not be using themever again. I am now in the process of hiring a lawyer. Avoid intact at all cost!!

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by Anonymous on Apr 11, 2012
5 out of 5 stars

Went above and beyond to ensure that I received everything I could to compensate me for stolen car (that was quite old) and that had been purposefully destroyed. Without enough monetary compensation I would had to go carless.

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Bad experience

by Bal on Jan 7, 2025
1 out of 5 stars

I had a very bad experience with Intact Insurance. They do not listen to their clients and their communication is terrible. I tried contacting them multiple times, left voicemails, and still received no response. The lack of professionalism and support caused me a lot of unnecessary stress. I regret choosing this company for my insurance needs. I do not recommend them to anyone looking for reliable service.

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Do not insure with this company - awful claim experience

by Lisa St-Martin on Oct 9, 2024
1 out of 5 stars

I had an accident, no fault of ours. Our vehicle was deemed a write-off, but notification was sent via email, not even a call. As we picked up our rental, we were told it would be noted that it could only be returned on a Friday (since the vehicle was being driven out of town). Well, they only gave us 48 hours from the Monday to return the vehicle. After multiple attempts to beg for an additional 2 days, they never responded. I also do not know where the vehicle should be returned. Had to call the rental agency myself to get the details. Nobody from Intact are returning my calls and email messages. They are not being considerate AT ALL for personal circumstances, when this accident is not even our fault. We have been clients for over 30 years, and they are treating us beyond poor. I cannot leave this company fast enough.

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They are not accommodating

by Lisa st-Martin on Oct 9, 2024
1 out of 5 stars

I received notice that my car was a total loss via an email, not even a verbal discussion. Then the clock starts ticking to return the rental when it was promised that I could return it in a Friday since the vehicle is out of town. No compromise - nothing, and all we were asking was two additional days. I need to pay for a full week. I will never recommend this company and everyone will hear about this situation.

I have been with them for over 30 years. Wow. What customer service.

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Intact Unprofessionalism

by Nicola Sonsini on Jun 25, 2024
2 out of 5 stars

My car got hit and was a write-off (not at fault) They have a police where 2 days after they give you the offer to settle you have to return the rental car.
When I was given the offer to settle the accident, I told them I'd talk to my wife and get back to them. So I called them back and didn't get an answer and left a message (Wednesday). Thursday came around and I left another message. Friday I left another message and at this point now the car is do back before 5, and without a response from them, I can't do anything or move forward with a new car because I can't get a hold of them. So I would be without a car for the weekend and would have to forfeit my weekend plans (cottage) So I kept the rental till Monday, сalled and left another message, no reply, so I then tried to switch adjusters, they tried calling my first one and couldn't contact her either. Finally, on Tuesday I got a call back, and now I owe $124 for the rental. Even though my adjuster disappeared for four business days and couldn't let me move forward with a new car, they still won't cover the car rental, and not a single person even apologized for my adjuster going missing for four days, leaving my in limbo.
Very unprofessional, let me know you'll be out of office, cover the $124 for screwing me over, even an apology would have been nice. But no, they just kept repeating “you only get two days with the rental after offer”.

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Collection call

by Maxine Green on Jun 18, 2024
1 out of 5 stars

My mother passed away in November 2023 and her broker knew this and up until her death was never late for a payment. Her broker put her in collections after the fact with my phone number. Very wrong and inconsiderate. I had to wake up to defend my dead mother’s name today, and I’m still very much grieving, and this just made it worse.

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Worthless Website

by Reggio on Jun 17, 2024
1 out of 5 stars

I have had some good experiences with intact, but today's experience just pissed me off. I went online, logged into my account, and there was no way I could access my auto policy. The site said I had other policies but would only display info about my home insurance. Not even any contact info listed on the website. Pretty basic. I then went to my phone and accessed the page from my browser there. It would not let me log in unless I installed their app. I need to log in maybe twice a year, and they think I am going to install another app for that? I'm about to switch companies.

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Review topics

Terrible

by wavery58 on May 29, 2024
1 out of 5 stars

Terrible at communicating with customers and handling my claim was a nightmare for us, from the adjuster to the fixing on my truck 3 months and still not finished repairs.

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Ridiculous

by Jbeauregard on May 6, 2024
1 out of 5 stars

My car was totaled March 8th, and 2 months later, I'm still waiting for the payout to the finance company. To date, FOUR checks have been sent. Apparently they keep getting "lost in the mail", and in the meantime I can't get another vehicle until this loan is cleared.

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