Aviva Auto Insurance Reviews
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I can't tell you how bad they are! Don't do it if you don't want to spend your day trying to get an answer or having to talk to rude non-apologetic customer service representatives! After 3 years, happy to move on with another insurance company!
Aviva, which we were insured with for over 15 years, decided to send out a mailer to update our car info. They knew all the car info, but we filled it out anyway. We send it back. Three weeks later, we receive it back again saying one signature is missing. We sign the one space and send it back. Of course, this occurs during the postal strike and Aviva did not receive the returned form until after their arbitrary date and then up and cancelled our policy overnight. On three cars; they didn't even let us know that they cancelled our policy. So we call them up, and they tell us it will be 4 weeks, minimum, to get a new policy. We can't just stop driving for a month, so we had to switch to another company, which insured us THAT DAY. They almost seemed to enjoy our situation. Avoid at all costs!
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I've been a client for 10 years. When I called them earlier today to find out where my pink renewal slips were, I was rudely informed that my auto insurance was not going to be renewed but my home insurance would remain. Huh?!? Apparently, they sent me some questionnaire -- that I didn't ever receive. Since I didn't fill out a document that I wasn't aware of, I was being dropped as a customer, even though I'd never made a claim or a late payment. Thanks to RBC Aviva, I wasted almost six hours of my day moving my business to another insurance company. I was told by the CSR that I could re-apply to become a customer again at any time. I'll be following up by extinguishing all RBC products from my life as well. I don't have time to deal with this kind of nonsense.
We never knew how bad this company is until we needed auto repair from the collision. It made us feel really stupid to pay them for years. The adjuster never Never Ever NEVER EVER Never Ever picked up their phone. After the incident, they dragged it more than 2 months to process the case. If we didn't bring the car to the auto shop and push them to fix it after waiting so long, we would be still waiting and driving neither rainproof or windproof or snow proof car on the road with a toddler in it. They are the worst auto insurance company that we have ever experienced. All we have is anger and frustration with speechlessness. After auto shop put us on a rental car due to the unsafe driving condition of the car, the car rental just noticed it was our last day of car rental under insurance. But, our car is still waiting for the parts to arrive. What we have been told is the rental won't start counting until they start fixing it, and now we still need to rent a car for a month from our own pocket. It's just ridiculous. If we knew about this, we would be rather driving the unsafe car until the car parts arrive and get a rental. They are such a rip-off. Speechless. Not even worth 1 star.
Sharing my experience in regards to Aviva to hopefully shed some light on this insurer. I was with RBC for over 20 years, no issues, great service, quick response to claims etc. Simply the opposite is true with Aviva. The claims adjuster in my case has not even once answered his phone or returned my phone call even though they should respond within one business day. I have called multiple times. Email communication is an outrage, with lack of email response with two-three weeks at a time. Claims management takes four days to review the situation and respond. In short, it's the customer's fault the claims adjuster does not reply to phone/email. Simply, bad all around experience with this insurer.
They are rip-off artists. An older model car was written off in an accident. According to the adjuster the car wasn't certified, so they only wanted to pay scrap value. I only received 1/2 of the car's replacement value even though it was in excellent operating condition.
If you store your prized possession in the winter, be prepared to lose money with AVIVA. They will not rebate any residual premium when you drop your collision coverage. Instead, they will hold it (and make interest on it) until you reinstate collision coverage again. A total RIP-OFF.
DO NOT get automobile insurance with this company. You will regret it. Got rear-ended by a distracted driver. The accident was witnessed by an OPP. The vehicle was totalled. Aviva made my life a living hell and my nightmares worse. Yes, I had full coverage. I was out of pocket $7000 difference on my vehicle and had to pay rental coverage to find a vehicle. They ended my rental coverage right after the payment was delivered which was not enough to cover what was owed on my vehicle. WORST EXPERIENCE EVER.
My husband has been with this company since last year for auto insurance, so I joined his plan to save some money. Wrong. I was involved in a right angle collision at a T-intersection, where the other driver blew a red light and struck me just as I was clearing the intersection. The rep that was assigned my case didn't even let me finish telling her what happened before cutting me off saying I was 100% at fault for turning left on a yellow light. No mention about the other driver blowing a red light. My husband and I spoke to 2 different adjusters and both said the same thing then would not answer our calls or return our voicemails. We did all the investigating and grunt work. Definitely, do not recommend this company.
They take double payments whenever they want. They don't stick with the payment schedule. I recommend staying away, actually run.