Aviva Auto Insurance Reviews
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Like most reviewers I have nothing good to say about having my auto insurance with Aviva. Like many insurance companies, they make lovely promises to "be there for you." HA! They're great at taking your money, and loathe to pay out. And should you cancel your insurance, out comes the fine print and a thousand ways to gouge you further. I dream of a world free of injustice, poverty, pollution, overpopulation, and insurance companies. The only decent experience I've had with auto insurance was with Family Insurance Solutions Inc out of British Columbia.
Horrible company to deal with. I didn't even sign up with them but a broker tried to put me through them even though I signed up with another company. (My current policy with the broker was cancelled and was no longer renewable through the company I had. Essentially, my current policy was no longer an option when the term ended, and I sought out another )
Long story short, they have harassed me for "unpaid time on risk" even though I showed proof of insurance. Threatened my record, claim to have submitted my name to a collections agency, and also claim to go after your "payment record" which means that they say you're someone who may not pay your rates and it could affect your rate with other companies.
I think a lot of it is scare tactics, but it goes to show what the company is like. Speaking nicely didn't help at all, and I've never been more frustrated with a company in my life. I'm a standard, average person who follows the rules and pays everything on time. This blew my mind! I hope others can avoid this experience by finding another company.
Has our atv stolen and when it was time to get our settlement the women in Toronto was rude and unhelpful and made my wife cry. They made it seem as if it was our fault. Once the cheque made it to Edmonton ( which was way below what the machine is worth) the women called me all the way downtown the. Wouldn't see me because she was in a meeting and wouldn't give me a time when it would be done. I warn you do not do any business with aviva or any of their brokers, they have a company culture of lies and bully like behaviour
Recently I had company property fall on my car, after I reported this to my insurance company, they farmed the claim out to an independent adjuster because they were too busy to handle my claim. Not upset about that, however it took over a month to get any communication from said adjuster about my claim. Even with pictures of what fell on my car the adjuster went forward with this claim as if a pole hit my car and I was told that I'm responsible for my deductible. Poor customer service poor handling of claim. Don't go with Aviva
I needed the right passenger window and called my insurance company, but they couldn't take my claim because their system was down. He even said if someone went through the windshield of their car they wouldn't be able to process their claim because they can't verify insurance eligibility. I was disgusted none the less. I spoke to six different people over the two days I was in contact with them. I am still shaking from my experience with Shannon, the last person I spoke with. After this claim, I am definitely switching. Worst insurance company ever, based on rates and customer service.
Not-at-fault claim. Car was totalled. I was under the impression that my Insurance company would fight and get me the best amount so I buy a replacement vehicle. Guess what, under the table, these insurance companies are working for each other. My Claim adjuster at Aviva tried so hard to give me as little money as possible. Her attitude during this negotiation was appalling and seems like she was getting her paycheck from the other party's insurance company. Folks, pay a little extra and stay away from these vultures. You pay these morons regularly all your life, but when the time comes to claim a portion of it back, all you get is grief. I am going TD, Statefarm, anything but.
Not sure why there are so many negative reviews but then again I have not had any claims experience with Aviva so my rating is solely based on their rates and customer service which I have found both to be excellent! *Update* I have went with another provider as Aviva's rates have gone up significantly even though nothing has changed with my perfect driving record!
I’m writing this review because I am extremely disappointed at how AVIVA treated my wife and I when we made a claim for our stolen vehicle which was found a week later by the police in a damaged condition. First of all, when we first called AVIVA to get the case put through (November 14, 2016) it took forever to get a hold of Gorman (The Manager). Gorman never returned our calls and refused to make our case a priority. It took a couple of weeks of constantly calling until finally they gave us the number for the Toronto head office. By law they are supposed to come see me within 24 hours of the reported incident –stolen & damaged vehicle (which they didn’t). Second of all, once the incident was filled, they never got us a rental car as they promised they would when we signed our insurance to them in the beginning. Not only did I have to find my own rental but yet I had to pay for the full cost myself! My case was investigated by Debbie T. who is located in the Toronto head office. We gave all our information to her so that she could conduct an investigation. My wife and I even agreed to go Under Oath and aid in securing information and evidence to assist in verifying the evidence. After all this Debbie T. still denied us and treated us like we were criminals! Consequently, Megan S. (AVIVA General Insurance Adjuster) claimed that they will not put our file through since there “seemed to be some discrepancies between our evidence and the productions”. No further information was explained in the letter of rejection! I have all my insurance with RBC, I tried to get them to help me with the case but they kept of brushing us off and made us deal straight with AVIVA. Andrew M. from RBC was the broker who was supposed to help us, yet he did not do anything! The lack of customer service in RBC - AVIVA is horrible. My family signed up for insurance so that we don’t have to worry about cases like these, but in the end insurance companies will do anything to try and not pay you out - the victim. Moreover, AVIVA still has my damaged car, they have not indicated what they are going to do with it. After speaking to a couple of lawyers they told us that insurance companies will drag their feet on an investigation, knowing there is time limit to sue (2 years). He said there is never absolutely no reason they don’t pay. They’ll just use every excuse in the book to not pay out a claim. Insurance companies have nothing to lose by denying the claim, unless you keep persistent and sue them! My wife and I work full-time and have three small children, we do not have time to be playing petty games with the insurance company. We will not let them treat us like criminals when the crime was done to us! This case will not be left alone, I am working with a lawyer right now to handle the case and sue AVIVA. We are also filling a complaint to the Canadian Better Business Bureau, and forwarding this to as many communication outlets so that other innocent families like us don’t fall for insurance companies like AVIVA Canada. There is a reason AVIVA has the worst ratings and reviews, do yourself a favor and stay away from them!
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Terrible customer service! Rear ended by their customer weeks ago and haven't been contacted once
The value of my car is high but they are offering me by far less. I am very disappointed.