Belairdirect Auto Insurance Reviews

Called them to waive my NSF fee. It's my first time and they didn't give consideration. Will move to a different car insurance after my contract here. Very disappointing!!!

Belair's original quote was $124.00 a month. I specifically stated that they were to withdraw the money on the 30th of every month. Without my knowledge they withdrew
$233.99 from my bank account 2 days later.
What made me discover this?
Three days after they took the money out of my account, I received a cancellation of my insurance letter.
This is what Belair Insurance Company does to seniors with low incomes.
So essentially I received 5 days of coverage for $233.99.
Now they have me in collections for $1617.00.
P.S. I never had a claim in my life of driving for 50 years.

Belair had technical issues so for two months payments weren't coming out. I eventually wondered why this was and I had to reach out to them TWICE. Bottom line my lump sum each month is now more to make up for the mistake THEY made. They had my direct deposit and now I have to pay extra every month even though this was their fault. Avoid at all costs. Can't wait to switch insurance providers after a year and can't wait to find out how much more money they are going to screw me over in the mean time. 0/10 do NOT reccommend.

I would never recommend belairdirect to anyone looking for insurance. I wanted to cancel my auto renewal which went from $1400 to $2400 a year. But 12:01 on the renewal date was early this morning so they want to charge me $256.00 to cancel a policy I did not renew. Hard to believe that an insurance company we have had for years, no moving violations and no accidents could actually almost double our insurance renewal and then without our consent [or payment] renew it and then have the audacity to change us for a cancellation roughly 12 hours after the effective date. We will be changing our home insurance a week before our due date to ensure we have nothing more to do with them.

YOU WILL BE INFLUENCED BY THEIR SALES REPRESENTATIVES TO REGISTER WITH THEIR SERVICES as they might be a little bit more competitive prices than other auto insurances. This is what has happened to me. I regret it big times for not viewing the reviews here. I offer pre-authorized payments 6 weeks prior to the end of my auto insurance. I contact the customer representatives 3 times and I declared to them that I do not wish to renew my auto insurance. They ignored me and they kept withdrawing their monthly payment from my bank account. So the last month, I contact my bank and put a STOP payment. Belairdirect has charged me $40 banking fees plus taxes. Now I am escalating this issue to the consumer alert at CTV NEWS. It is probably the worst auto insurance in the country! All they care about is obtaining your money.

We requested a quote and they were one of the lowest in the industry but the agent conveniently neglected to warn us of an annual interest rate of 3.39% on monthly payments. We were 2 payments in and checked the billing online to notice the additional interest fee but they refused to reimburse us. We were able to pay off the rest of the term in full and save ourselves the additional fee. Agent on the line claimed monthly interest was industry standard. We don't recall ever having to pay interest for monthly payments but we are rid of it now and got some points on our credit card for the one-time payment too.

I am a loyalty customer, they raised my insurance $186.00 this year what a ripoff

I moved to another city and i notified them right away, They told me to prove my residence at the new address. I sent them my rent agreement , they asked for one more proof like a phone bill or a credit card statement. We all know these generate monthly and not within a day, I said i cannot bring that in a day so they have now threatened to cancel my policy. A cancellation on my policy means increased premiums in the future. I am now hoping my statement generates on monday before they cancel on tuesday ( it is uncertain, goes up or down 1 day).
This just didnt make sense to me.

Had 2 at-fault collisions, one as minor as you can get but still didn't qualify as a non-event, and one I accepted as a collision. Belair then sent me an invoice for my next term, something like $2,500 per year from $1,000ish. So I called about the invoice, and then I'm told that I'm "high-risk" essentially because of a fender-bender that should have been a non-event, and I easily could have paid off the damage ( turned out the guy made a claim )... Then they said to disregard the invoice because they can't insure me at all... Really? How did they end up sending it? So 2 accidents total, one was untrue but fine I can deal with it. What really ticked me off is a few months after my term ended Belair started going after my family at the same address saying I, a "high-risk" driver due to a 10km/h fender-bender, have "access" to their vehicles ( oh no! ) even though I have my own new insurance company that doesn't consider me a high-risk driver, that none of the details matter, and that they can't even insure my family at all either! 2 at-fault collisions in 6 years is their limit, doesn't matter how minor or severe, no exceptions or explanations. Oh, and your family has to pay for it too. Now I'm with Sonnet, about $1,400 per year with 2 accidents, that's over $1,000 less than Belair accidentally quoted. Robotic and impersonal at best.