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Belairdirect Auto Insurance Reviews

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(527 reviews)
Belairdirect
1.8 out of 5 stars:
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Very bad insurance

by S63 AMG on Apr 9, 2018
1.5 out of 5 stars

Very expensive. 1 way 300$ month. I've left them because other insurances are charging me $300 full with $1million covered. I'm so happy I've left them.

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Now cost more than ICBC

by BMORR on Apr 3, 2018
1 out of 5 stars

Was with Canadian Direct for several years, claims free for 43 years, premiums for optional insurance between $300 and $420 (last renewal) for the past 10 years. New vehicle, same make, same model and Belairdirect wants a staggering 161% premium increase. Good luck keeping market share.

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Renewal rip-off

by Dirk on Mar 24, 2018
1.5 out of 5 stars

I had an at-fault accident last year and 2 years ago damage to my vehicle which was not rated as an accident. Now they are saying I "used up" my accident forgiveness with my first claim of damage to the vehicle and therefore my rate goes up 200%... after 26 years of accident free and one speeding ticket on my record that seems crazy... got comparable rates from other insurances and instead of paying Belairdirect $330/month I will be with another company at $150/month starting April...

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Did you know that on average Ontario drivers with good driving records pay $1,805/year in auto insurance? Is your insurance rate higher? Get a free car insurance quote and start saving today.

Deceptive online quotes

by debmarch on Mar 15, 2018
1 out of 5 stars

I recently completed an online quote with Belair. The original quote was a bit lower than the other insurers, however, after 2 weeks of calls and request for more information, the rate doubled. I am a senior who drives a modest amount in a year and have a clean driving record. At this point, I contacted an All State agent. Within 45 minutes I had a lower quote and new insurance certificate emailed to me.

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Customer Service Disaster

by NOPE on Mar 7, 2018
1.5 out of 5 stars

Have no idea how to properly support their customers. I had been a Belair client for close to 10 years and every time I had to interact with them it was horrific. If changing insurance wasn't such a headache they would definitely go out of business. Do your best and find another company - and if they are the cheapest rate at the time, make sure you compare when it comes to your renewal as I guarantee they will hike it up if possible.

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Review topics

Rate increase

by Mayor542 on Feb 17, 2018
1 out of 5 stars

I am a loyalty customer, they raised my insurance $186.00 this year what a ripoff

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Terrible company

by Sanospin on Jan 14, 2018
1 out of 5 stars

Terrible, I drove with the Automerit app for nine months and earned a 9% discount, only to have the rate increased 15% without any accident or tickets. The Automerit program is a complete lie. I'm totally disappointed with Belairdirect, you're better off with any other company.

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Money Hungry

by Jacqui on Jan 11, 2018
1 out of 5 stars

I have been with Canadian Direct/ Belair Direct for at least 10 yrs. Recently I added my husband to my policy with a vehicle. The cost of that was insane given the circumstances he has only been licensed for 2 yrs. I went insurance shopping and found a place that charged me half for the same coverage (Millennium insurance). Belair offered no rewards or discounts, but they had applied all discounts. Found a cheaper place and then proceeded to take my husband off my policy along with the second vehicle; after doing that my following payment went up over 120dollars. They said that what I am being charged for is having my husband on my policy for less than 30 days. Are you kidding me? Do Not Go Here.

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Insurance scam

by Dallas2306 on Nov 16, 2017
1 out of 5 stars

Bel air increased my insurance $360 a year because of the location I live in, I have a perfect driving record no accidents, no claims and no tickets shouldn't my insurance go down not up. I've lived in the same place for 3 years why would my insurance go up now. It's the scam insurance companies have on the go

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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

Bad

by Bev on Oct 30, 2017
1 out of 5 stars

They tell you they can save you money. Well, that is a joke after the first year they never asked if I wanted to renew just sent me my insurance slips. Phone them and to my surprise, they increased my premium a year by 500.00 dollars more a year. No accidents no claims am over 50. This company is a complete joke and I never would tell anyone to get insurance with them.

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