Very bad insurance
by S63 AMG on Apr 9, 2018
1.5 out of 5 stars
Was with Canadian Direct for several years, claims free for 43 years, premiums for optional insurance between $300 and $420 (last renewal) for the past 10 years. New vehicle, same make, same model and Belairdirect wants a staggering 161% premium increase. Good luck keeping market share.
I had an at-fault accident last year and 2 years ago damage to my vehicle which was not rated as an accident. Now they are saying I "used up" my accident forgiveness with my first claim of damage to the vehicle and therefore my rate goes up 200%... after 26 years of accident free and one speeding ticket on my record that seems crazy... got comparable rates from other insurances and instead of paying Belairdirect $330/month I will be with another company at $150/month starting April...
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I recently completed an online quote with Belair. The original quote was a bit lower than the other insurers, however, after 2 weeks of calls and request for more information, the rate doubled. I am a senior who drives a modest amount in a year and have a clean driving record. At this point, I contacted an All State agent. Within 45 minutes I had a lower quote and new insurance certificate emailed to me.
Have no idea how to properly support their customers. I had been a Belair client for close to 10 years and every time I had to interact with them it was horrific. If changing insurance wasn't such a headache they would definitely go out of business. Do your best and find another company - and if they are the cheapest rate at the time, make sure you compare when it comes to your renewal as I guarantee they will hike it up if possible.
I am a loyalty customer, they raised my insurance $186.00 this year what a ripoff
Terrible, I drove with the Automerit app for nine months and earned a 9% discount, only to have the rate increased 15% without any accident or tickets. The Automerit program is a complete lie. I'm totally disappointed with Belairdirect, you're better off with any other company.
I have been with Canadian Direct/ Belair Direct for at least 10 yrs. Recently I added my husband to my policy with a vehicle. The cost of that was insane given the circumstances he has only been licensed for 2 yrs. I went insurance shopping and found a place that charged me half for the same coverage (Millennium insurance). Belair offered no rewards or discounts, but they had applied all discounts. Found a cheaper place and then proceeded to take my husband off my policy along with the second vehicle; after doing that my following payment went up over 120dollars. They said that what I am being charged for is having my husband on my policy for less than 30 days. Are you kidding me? Do Not Go Here.
Bel air increased my insurance $360 a year because of the location I live in, I have a perfect driving record no accidents, no claims and no tickets shouldn't my insurance go down not up. I've lived in the same place for 3 years why would my insurance go up now. It's the scam insurance companies have on the go
They tell you they can save you money. Well, that is a joke after the first year they never asked if I wanted to renew just sent me my insurance slips. Phone them and to my surprise, they increased my premium a year by 500.00 dollars more a year. No accidents no claims am over 50. This company is a complete joke and I never would tell anyone to get insurance with them.
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Very expensive. 1 way 300$ month. I've left them because other insurances are charging me $300 full with $1million covered. I'm so happy I've left them.