Belairdirect Auto Insurance Reviews

My son & daughter were in a serious accident in Aug. Some lady ran a red light doing 80km, no attempt to stop nothing. She then pushed them into on coming traffic & was hit by another car then pushed into a pole. My daughte has neck and hip problems, and from the impact her head smashed off of her door. My son, my GOD was hurt pretty bad. His leg is still to this day bruised and has no feeling, damage to his wrist, thumb and toe. Sad part is, my 20 yr old son had just moved into a condo as he started College. He has supported and worked since he was 16. He wasn't able to finish his job & because of his injuries wasn't able to look for a job by his new home & can't walk much on his leg. Belair has left my son penniless and starving. It's been still to this day that they have given him a penny to survive as that is what we are suppose to get with our insurance. It's called INCOME REPLACEMENT BELAIR!!! Yes they have a lawyer & the lawyer has been at them to get him his wage lose so he can EAT & PAY his bills. I found out that my son has not been eating and at times for a week. Since the accident my husband & i have had to pay his bills and I have been sending money for him to eat and just today I took him to buy food because he doesn't want to put the financial burden on us To date we have had to support my son with food, gas , insurance, rent and we are out over 3,000. thanks to Maddison D. who is called: Accident Benefit Claims Rep. WHAT! She is not entitled to that title and she should not be working for anyone. I wonder, has she had to go for a week without eating. Has she had to go penniless for just over 2 months and have her bills go unpaid, has her parents had to take such a FINANCIAL BURDEN? I bet NOT. She says she busy, really, but she isn't to busy to make appointments to send my kids to be examined . Wow that is more important to her then a 20 yr old living with NO FOOD, CAN'[T PAY HIS BILLS. And I find out that my son has had to dip into his college fund I saved for him for years so that he can buy his books for school. So ow she has screwed him over for next years college. Good going Maddison. You really do only care about leaving people to starve and penniless. I will recover the FINANCIAL HOLE that she has put my husband and I in for her lack of doing her JOB. I have talked to a lawyer & I'm sending all the bills that I paid to keep food in my son's stomach $ pay his bills so he can stay in college and pay his rent. If she refuses to reimburse us the money that we should not have to have paid out then she will be meeting my lawyer and he WILL RETRIEVE OUR money and I am also filing a complaint with the OMBUDSMEN. I was advised by the lawyer to write to them about this matter and how my son has been penniless Thanks to her, first priority is to have someone assess and say, oh you have no injuries. Bunch of crap. We all know that there are therapist that will say anything to help the insurance companies stop paying people because they make thousands and they want the insurance companies to keep using them for a lot of $$$. I had 2 assessments after my car accident in 2005 and they both said I was A.OK. Liars, instantly had a ct and found I had a major spine injury and had to under go 5 hours of surgery and 6 months rehab, so you see I don't trust these assessments. Those people only work for the insurance to get thousands out of them and call us all FAKES. So anyone who is thinking about Belair don't! They are the nicest people when it comes to taking your money but when your injured they no longer care about you and you become a liar, fake and a no body. Something needs to be done in our courts and with Insurance Bureau of Canada because insurance companies are scams and leave you penniless and starving!. Belair is the worst I have ever dealt with in over 30 years. Run from this company and hang up if they try to suck you in with their such kind attitude because don't you dare get hit by someone else and be injuried! You will be treated like a fake!!!

Worst company. Truck got stolen 3 months ago, have not received my money. They are criminals. Do not go with Belair. Worst company out there. I do not want this to happen to anyone else, please do not go with bel air

Put in for a quote through Kanetix, when I phoned to set up a policy I got a whole new story from Belairdirect, they wanted to change around the policy and up went the price. If they won't even be honest at the quote stage I can only imagine how they would be if I had a claim.

These guys insured me (auto); failed to renew me (as prearranged); sent me letters to inform me I'm uninsured, but to the wrong address; then when I found out (after driving without insurance for a month) they told me they needed to see two pieces of info proving where I live, and it couldn't be a driver's licence (what? really?). But I provided that to them, as they had asked. Then told me (after I painfully got this to them, as I was on vacation at the time with my uninsured truck) they needed the deed to my house. I argued with them, as it was not what they asked for in the first place (saying the 2 former docs would suffice), so difficult for me to do, and now I'd wasted a lot of time already getting the former docs - faxing, etc. Finally, I gave in and I got it to them after asking a friend to go to my house and send it to me. Then they tell me "okay, great we will review your file and get back to you after 15 days". 15 days!? Why?

What??? I had been using them for 3-4 years at this point without a single blemish or problem. All of the sudden THEY screw up and then decide they didn't want to insure me anymore, but had no reason not to so they just made it soooo difficult on me that I wouldn't be able, and I would just go away, which is what happened. But why play games with me? They just messed with my life! Why not just tell me rather than take up hours and hours of my time, wasted while on vacation, all for nothing.

Furthermore, the agents I spoke with were firstly, not helpful, not nice and as I finally got to the supervisor --- she was honestly one of the rudest people I've spoken with in customer service - period.

BOTTOM LINE: Yes, they offer cheap prices, but they have no qualms about treating you poorly, leaving your stranded, providing you poor service and outright playing games with your life!

I would NEVER recommend them to anyone.

SOLUTION: I simply called another company and had full insurance in 10 minutes. Literally a 10-minute phone call and I was done; insured immediately!

We were told that they already have our cheque ready in August. It's now December and still no sign of the cheque. We called almost every week to check on the status of our claim and we get the same excuse, "it's in our finance department". Are they all in vacation since August? If I could put zero stars on the "claim experience", i would. Also, to anyone thinking of going with belair, don't!

Terrible customer service. I would never recommend this ditch pig company to anyone. Spend the extra $10-20/mth to deal with a real agent and at real insurance company.

I wish I could give them a 0 star rating.
Everyone that is so happy with their insurance, just wait till you have a claim. For an accident that wasn't even my fault (someone ran a red light) I had originally thought everything was going to be easy our first insurance adjuster was fantastic everything was moving along. And a few weeks in she quit. (I Wonder why) We were assigned a new adjuster who to say was (is) incompetent is an understatement. Not sending proper documentation, saying he never received paper work when it was sent so many times. It's at the point now that we are faxing the documents daily, the same ones over and over again. Because it's been 10 months. He was caught in lies with our chiropractor and physiotherapist. Saying he never received paper work, when she had called 20 minutes prior and talked to another person who said yes all the paper work has been documented and is in the file, blatantly 20 minutes later he said no it wasn't there. It wasn't until she said well that's funny because i talked to so and so 20 minutes ago and says its in the file on the computer. They also got told the cheque was in the mail. A month later, no cheque still. Never returns calls, it literaly takes weeks and weeks of calling and leaving voicemails, and talking to other representatives to get this guy to do his job. This is just the short jist of the run around Belair has been giving me. I wish I could be this incompetent at my profession and still maintain a job. The only reason I haven't cancelled yet is because i cannot afford the cancellation fee since I've had to pay out of pocket for all treatments from this car accident. This is how they treat a 10 year customer.

Side note i moved across the town ( same town outside the GTA) and my insurance went up 92 dollars a month. For the same insurance policy I still drive to the same place of employment the car is still parked in a private driveway. Another person who lives in the house is with another company and insurance didn't move a penny. Talk about a scam.

November 1st Belair is being cancelled in this house.

Stay away from belair direct. They are extremely over priced. They change your renewal date without notifying you (because I made a switch on a vehicle), the cancellation fee is huge and they cannot even explain how they calculate the penalty. And when asking to speak to a supervisor, we were told she was too busy and would call us back at her earliest convenience (4 days later). Horrible service and way overpriced product!

I called to change my address and they increased my payment amounts. I was moving within my city - literally a few blocks away - and it went up $300!!
I switched just a few months ago because they were saving me money from my old company. Now I am paying MORE than I was paying before.
I will be CANCELLING my policy as soon as it is time for renewal.
HORRIBLE company

I thought Rogers was the worst one but I believe BelAirDirect managed to pass them... What a disaster ! First, they didn't do what they needed to do, 3 months later they blame me and try to cancel my policy with out letting me know. Unbelievable. I would be driving around thinking that I have insurance till a police officer pulls me over..
Unbelievable !!!