Economical Insurance Home Insurance Reviews

I will never do business with Economical again. They added a predatory charge to my home insurance when I told out a Home Equity Line of Credit. Despite the fact they would not actually insure the value of anything borrowed on the HELOC, they still insisted on substantially raising my fees once I took one out.
This is a crooked and profiteering company. You will have no recourse to complain as they only do business through brokers. I highly suggest avoiding them.

I have had a claim in for 7 weeks, still unresolved, and the representative has communicated with me only 3 times. Damage to my house is still unresolved. This has been going on since the middle of May.

Once the claim is resolved, whenever that will be, I will switch to another insurance company.

Had a car claim in 2021, and service was terrible as well.

Brutal rude representatives, inflexible policies!
Like many here, I would give a zero rating if I could.
Customers are just numbers to them, no humanity behind this company.
They took my money but still cancelled my policy after only 5 months due to a COVID-related oversight. I feel like they stole my money.
On top of everything, they are rude and confrontational on the phone.
Run, this place is trash...

Hi, our insurance rate for our house in Ontario went from $2319 in 2020 to $2827 in 2021. When questioned on this increase they re-evaluated it for $4244. We dropped this company and suggest you do as well.

The claim was made in October 2020 - Six months later - still no work has begun. Poor communication for the last six months. No support. No assistance. The claim was a result of the Strata flood. The strata claim has been completed months ago. Because of "improvements" (rug changed to laminate), the claim had to go through our insurance. Our insurance did not work with Strata insurance. Did not work well with anybody.

We are currently in an ongoing claim status dating to August of 2020.
We have been lied to, threatened and condensed towards. There is zero transparency, near-zero open lines of communication, instructions to project bidders not to discuss the scope with us! Not to show us any documentation pursuant strictly to our claim. Altering the scope of work devaluing the level of repairs and thus our home!
Asbestos in several mortar joints and they are manipulating contractors to only bid on a patch basis and not to advise us! Making one contractor obtain three bids from sub-trades while two other contractors are only required two! We have no reason to trust nor expect a satisfactory claim and the breach of faith is clear!

Cheap Insurance, not worth, not reliable. Worst customer service ever. Not worth the saving at all. I have a small business, that was broken into it. Did a small claim. They give you a hard time, with whatever documents/ receipts you send them. Making you feel bad, worthless, spending a lot of time on the claim like you have nothing else to do. They don’t solve it. You better pay more, for a better reputation insurance company. That you can rely on.

My Father used Economical Insurance. After his passing, I switched his home and car insurance to mine. Economical delayed the request to cancel his insurance until after it came up for renewal, and are now threatening to send a collection agency after my Fathers estate. I had to close the bank account they were withdrawing from. Terrible customer service, bad attitude and expensive. STAY AWAY!

They auto-renewed my policy for 30% higher than what I was originally paying, did not receive renewal papers for this change. Once I found this out by seeing a larger amount come out of my chequing account, I cancelled and found a cheaper policy. I was then charged a "mid-term" cancellation fee because they already processed the renew. Horrible service, would not go back nor recommend based on this.