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Intact Insurance Home Insurance Reviews

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(154 reviews)
Intact Insurance
1.9 out of 5 stars:
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STAY AWAY!!! BIG RIP OFF!!

by Nothappyatall on Jul 15, 2016
1 out of 5 stars

These scammers quoted me over $1700 to insure my house, i went to another company which only charged me $850. These guys ask way too many questions and add unnecessary paper, which makes getting insurance way too complicated. STAY AWAY FROM THESE SCAMMERS!!!!

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rip off

by just being honest on Jul 6, 2016
1 out of 5 stars

I was given false and misleading info from their broker Landing insurance in vernon bc I was over charged and have a credit they will not return and they refused to sell me insurance when I tried to recover the money they stole from me. They only care about taking your money. In my opinion their tv commercial are very misleading.

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Horrible Company and Ethics

by Sandkitty on Jun 16, 2016
1 out of 5 stars

We were totally ripped off by this incompetent scam of a company. We were sold a home owner tenant insurance policy. Our house was damaged by a tenant but when we tried to claim they told us we had to pay a deductible fee for every individual piece/ incidence of damage making it impossible to claim. Example there were 3 holes in one wall and they wanted to apply the deductible to each one ! Total scam stay away completely from this unethical business. The adjuster was arrogant and rude and sniggered at us when we were outraged at what they did. Totally horrible company.

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Rude and incompetent

by xcris9999 on Jun 12, 2016
1 out of 5 stars

Avoid them, it's a total waste of time and money. Changing their version of facts any time we speak to them . No transparency at all ...worst service ever , and for a simple case .

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Claim against Intact

by Jakester on May 19, 2016
1 out of 5 stars

Someone left a shop vac plugged in at a home I own which was under construction. I did not yet have possession of the home and a fire ensued, damaging the brand new everything on the all 3 floors and basement. This happened in Dec. 2015. My own insurance company paid for cleanup and new everything, but I still had to pay a deductible of almost $4000. Intact will not return these monies to me and keep stalling, stalling and stalling - and by the looks of these comments, I may not see my monies 'till December 2016! What a horrible company - I am so glad they're not my insurance company, who has been awesome throughout this whole process - Thank you State Farm.

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Worst

by John on Apr 29, 2016
1 out of 5 stars

Started a claim adjuster went on holidays so until he gets back no service, offered very low adjustment then second offer worse basisicly told me like or lump it not our problem. Will need to sue now that is what they want to me to do because it is cheaper for them as I will give up. saves them money. never been treated so bad. Would rate them below 0

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Households in Alberta pay, on average, approximately $60/month in homeowners’ insurance costs. We can help to push these costs even further down. Get a house insurance quote today to start saving today. Rates start at $20/month.

Avoid!

by Avoid on Apr 27, 2016
1 out of 5 stars

Another driver backed out without looking and hit my car. Intact offered me less than half the purchase price. I'd bought the car 6 months ago. 2nd offer was keep the car, fix it yourself get $0 and they won't insure it because of the accident. Basically felt like they were trying to steal my car without the courtesy of jamming a gun in my face.

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Flood of July 2013

by tigge811 on Mar 4, 2016
1.5 out of 5 stars

Living in the Toronto area my parent's basement was flooded. We contacted Intact Ins. and they opened a case right away. It took them 5 months before they offered my parents any sort of compensation. They could not get a contractor to the house to clean up the sewer backup so the basement remained flooded for about a week and when it started to dry out the mould set in. Without visiting the house the claims adjuster said there was no reason my parents could not move back into the first floor of the house. The adjuster also said they were backed up with claims so they could not have the house repaired until February 2014. What was most upsetting was the adjuster said there was no reason they could not move back into the house at the beginning of August 2013 though they could not use a fan or air conditioning system just in case there was mould in the vents. Summer time, scorching hot, parents are in their late 70s. What is wrong with Intact's adjusters. Are their clients just a number and their health doesn't matter. I asked the adjuster if he had the vents cleaned and if a test was done on the house to determine if there was mould.
After lots of complaining and contacting the ombudsman's office, the adjuster was replaced. The house was finally fixed back to liveable conditions by May 2014. My parents are no longer with Intact

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Caveat Emptor!

by I'm the victim on Jan 12, 2016
1 out of 5 stars

Let's start with the initial contact to start the claim. They answered the call quickly and the home robbery claim was started, so I thought. After a day I phoned back with the police report number when I was told no claim number existed. Claim process started... again. Now the claim has started and their reliable, pre-approved contractor cannot replace the door (destroyed during the robbery) for 6 weeks. Fine, I got my own contractor and had the door replaced in 2 days.
Back to the claim. I was assigned an adjuster from an outside company. She is professional and polite. We both have hit a brick wall with the claim. They just will not update either of us.I don't know where the claim is or when it will be settled.
Update to follow!!!!!

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I am taking them to court

by intactdoesnotcare on Nov 29, 2015
1 out of 5 stars

I have sued intact insurance we are still in court, they are insuring a premise where I got injured, my injuries were very serious, I sued 20 months ago, still waiting, no answer, stalling and consuming time, knowing the extent of my injuries and my disability and incapacity and my health has been destroyed and my life has been wrecked and i am so much in debt at an early age and they are still stalling. I hate this insurance company, the ethics of the non humans working in it, their money hungry greedy lawyers, this is sick.

They are running my life to the ground.
Waiting and waiting and benefiting from from this despicable justice system delaying hearings and stretching the claim.

I feel sick every time I hear INTACT insurance

All they're good at is collecting money, bunch of remorseless heartless ppl

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