Aviva Home Insurance Reviews

Worst experience of my life was and still is dealing with Aviva. They made so many mistakes, disposed of all my hard contents without my consent and the original adjuster was fired. It's been one and a half years and my claim is still not settled. They did not take pictures of the contents that were removed from the house or at the warehouse. The soft contents were evaluated by a man who is not qualified to assess the damage of textiles. He strictly writes in his reports whatever Aviva tells him to and is extremely biased. The way Aviva conducts itself as a company and the staff employed should be sued and their incompetence dealt with by an entity with the financial power that they do. The little people get screwed, insulted, made to wait. The way they conduct themselves should be considered criminal by the proper channels!!! Extremely disappointed with Aviva and the HELL they have put me through as a single mother of 3. I lost my Job due to the emotional stress and trauma caused by the original adjuster whose main goal was to patronize and instigate conflict with me!

One disaster after another. A flood that clearly happened outside my unit and my insurance company not only does not support me, they make my life a living hell. Take well over 8 weeks to repair flooring that was sitting in my unit 2 weeks after the flood. The approval process is ridiculous. And the claims adjuster I had did not know the meaning of customer service. Worse yet, I put in a complaint to their head office and to the supervisor of the claims adjuster I had. 2 and a half months later I have not heard from either of them. Aviva doesn't even handle their own claims. They contracted me out to someone in Ontario. I live in BC. the 3 hour time difference made it impossible to get any real customer service out of him. He didn't even visit my home to see the damage.

The worst part about this, the flood not only effected my unit, but my neighbour's unit. As I was going through hell to try to get my claim approved, her adjuster approved her claim and her place was repaired and back to normal in 3 weeks. It did not cost her a penny, not even initially. I am out almost $8,000 as my adjuster would only pay 60% up front, then he said he would reimburse me the rest once he received proof of payment. I sent that along many moons ago... still have not been paid anything - who's ever even heard of someone having to pay out of pocket for an insurance claim anyway?

I would never ever in a million years recommend Aviva to anyone. Save yourself the hassle and go elsewhere.

Very disappointing, my case was considered urgent, through Aviva it took two weeks to let me know that there was one clause in the contract stating that I was not qualified for a claim. Meantime, no help for helping me to clean up the water or giving any hints on how to proceed specially from their specialists, when i was two weeks after the claim doesn`t qualify because of a detail. The specialists for floods. wanted to recuperate their machines right away half hour after i hung up with Aviva, so no furniture was compensated for the damage either meanwhile, there were mushrooms growing in my walls. It was smelling very humid in the house, but Aviva doesn`t care about their customers, they want your business and nothing else… I have two houses with them, and two cars also…

I had frostting in the attic due ventillation issues during the big storm in Feb 2017. I called them up and they send the emergency fast,that was a good thing.
Now the emergency company had little knowledge in the attic, so they made things worse. They removed the attic cover and sealed it with nylon, more warm went up.
They sent another emergency company which did nothing, then a consultant who just said it was air circulation problem.
It took 3.5 weeks for them to say go fix it as you wish on your own.
The insulation got all wet becuase it melted down, the wood started to have mold problems and the gyp of the bedrooms got wet. all this and they are not covering anything of it?

We have a drain backup, but were proactive and managed to prevent it from destroying our basement. We called in the plumber immediately (Drain Rescue) who dug out the basement and replaced all the drain pipes and put a backwater valve. Aviva came in during the work process. As per our plan, we have taken the maximum coverage. We acted honestly and let them know that we prevented the water and emptied buckets after buckets of grey water outside the house and had switched off using water. During the entire repair process, we also switched off the furnace to prevent it from being ruined. We lost carpets, rugs and clothes. The Aviva rep informed us that they would only cover the backwater valve. There is a $1,000 deductible and so the clothes and rugs would not be covered. The carpets would be evaluated. We are still waiting not sure what they plan on giving us. Drain Rescue informed us that other insurances cover the cost of digging and the concrete. The pipe replacement cost is ours, but our Aviva Rep informed us we are not covered. Do I trust AVIVA? My previous insurance TD was much better, I had a drain problem in a Condo in 2005 and they evaluated our loss, replaced our flooring and cut us a cheque for losses which was very reasonable.

Évitez Aviva !!!! Soyez certain que votre roulotte soit assurée comme véhicule et non stationnaire (bien sûr en autant qu'elle soit sur roues et plaquée). Aviva refuse d'assurer non stationnaire une roulotte qui reste sur un terrain de camping. Ma roulotte a été inondée par la crue des eaux. Résultat = non indemnisée car assurée stationnaire. Si elle avait été assurée comme véhicule, j'aurais été indemnisée. Soyez certain que ma nouvelle roulotte n'est plus assurée avec AVIVA et je suis maintenant assurée pour les inondations.

Pour le service... Patience et ridicule de faire rire de soi ainsi!!

Fly-by-night company staffed by the biggest collection of incompetent high school dropouts I've ever dealt with. It's basically 8 people operating out of the trunk of an old car. There is a reason they are so cheap, they are the KIA of insurance companies. Management is on par with the Thursday midnight shift at an Arby's. Will find every excuse to not honour your claim, and they depend on the "expert" opinions from people somehow more clueless than they are. Spend the extra 5 bucks a month and go with literally any other insurance company. Expect months to pass with zero communication. Even their ombudsman is clueless. Everyone probably got their jobs by being the boss's slow niece or nephew and it shows. Total rip-off

I have been having home insurance with them since 2016. Recently my house has suffered from subsidence which has been reported to Aviva. First month, they sent their surveyor (from Innovation) who advised further investigation should be carried out as she could not confirm there was subsidence. After long waiting, they sent their second surveyor on second month which confirmed the damage on the house was due to the movement of property. One month later, they said first surveyor has quit her job, so they have appointed another surveyor who believed there was no subsidence. This third surveyor (from innovation again) who only checked 20 mins and confirmed there was no subsidence. As there was no subsidence, they would not pay anything including loss of rent... The whole thing was insane as: 1. How could first surveyor confirm further investigation would be required and third surveyor just came in 20 mins and confirmed there was no subsidence? 2. So if they could have confirmed no subsidence in 20 mins, why does it take three months to confirm the result? 3. So far I know two of my neighbours all are suffering subsidence issues which they are aware of them but they just ignore 4. I sent my own Chartered building surveyor who confirmed the house is suffering subsidence issues 5. The insurance company now have sent another surveyor (Questgates) who, not surprisingly, came 20 mins and said there was no subsidence. I have spoken to several claim specialists who advised me that all the surveyors they sent (from Innovation and Questgates) would be very 'difficult'. This is my experience and I would suggest new customers to read my story before purchasing home insurance from them.

Recently had to ask for roof repairs, multiple calls, opened online claim, got confirmation but apparently the claim was not in the system, called again, approved a claim, nobody calls for days, called back, was given a number to find out my adjuster, had to call another company, multiple steps, confusing and uncomfortable process. I do not recommend

Auto withdrawal allows AGR - AVIVA to withdraw and increase insurance premiums. I was told it was my fault for not paying closer attention to my monthly automatic withdrawals. Attempting to actually place my first claim in 32 years and being denied makes me a high-risk client, meaning expect higher premiums. When I asked for an explanation, I was told my policy had to be reviewed. No offer of being reimbursed 1300 for overpayment. It was all my fault for being preoccupied taking care of senior parents, children, work and community. Lesson learned, don't allow pre-authorized withdrawals.