Home Insurance Reviews

Aviva Home Insurance Reviews

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(155 reviews)
Aviva
1.6 out of 5 stars:
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AVIVA SUCKS go else where

by aviva sucks on Nov 21, 2016
1 out of 5 stars

I have a claim going for leak damage,still going 1 year latter . Im sure the only way this will be paid out is through a lawyer. These people are the worst.

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Amazing rep

by alica on Sep 29, 2016
5 out of 5 stars

I recently had a house flood. My rep Angela was AMAZING!!! She answers every single text/call/email within a couple hours. No matter how busy she was she always was patient and kind to me. No matter what my request she was reasonable and agreeable.

All receipts were reimbursed immediately and I received a cheque within days.

My one and only complaint was the company that did my reno's ( refereed by Aviva). The company was overloaded with work, they passed it on to a smaller company and although in the end all work was done nicely it took a long time and a lot of hiccups.

My Aviva rep was supportive and kind the entire time

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Do not go with this insurance

by TBT. 12 on Jul 28, 2016
1 out of 5 stars

First time home owner and aviva was recommended by our realtor they came up with a huge list of things they wanted done and gave a ridiculous time frame to have it completed. When we couldn't get it done on time they said we would have to be listed under high risk (so increased premiums for years)and theres no other option. I cancelled with aviva because I found a cheaper rate, same coverage and no upgrades were required. They continued to take the high risk payment out of my account after cancelling saying I never cancelled and were extremely rude even before I cancelled. I can't imagine dealing with them if I had actually had a claim. Worst customer service ever!

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"time at risk" excuse

by tom on Jun 24, 2016
1 out of 5 stars

It's bad enough that the rates from my broker increased every year that I was with them but when I found a better price for better coverage with TD, they charged me $300 for "time at risk" and marked it past due.....from the day i cancelled my insurance. So i get to pay $300 for 12 days worth of insurance and will probably end up with interest because the pretty pink past due letter came in while I was away on my honeymoon. All together, i'm dissapointed.

Because i dealt with a broker, I never had any direct contact with the company.

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satisfaction with the Insurer

by ali123 on Jun 21, 2016
4.5 out of 5 stars

We had a major flood in our condo unit due to main hot water pipe break in the hallway in March 2015. We were covered by the Strata insurance and home owner's insurance (Aviva) and experienced two very different response from these two Insurance Companies. The claim issues related to the Strata Insurer not finalized yet and still we are negotiating!

Fortunately our Insurer "Aviva" had been very professional and didn't hesitate to look after us from day one. Aviva provide us with nice accommodation (not that easy in Vancouver), all the furniture were properly stored or replaced if needed, The adjuster, field service rep. made himself available all the time and acted in a kind & professional manner. I would hesitate recommending Aviva to the home owners

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U CAN BUY IT BUT DONT USE IT!!

by HATEaviva on May 25, 2016
1 out of 5 stars

Was involved in the flood in July in Chestermere with following hail damage to my roof and both cars. Have been paying premiums for 16 years and no claims, they have cancelled me for renewal for too many claims in one year and done so while the flood claim is still open so no other company will insure me based on not knowing the damage my house sustained...... I had just renewed my policy and made sure there was adequate insurance which im told is not always in your best interest to claim if needed because their best interest is to not renew you if you do....... SCAM ARTISTS AND LEGALLY!!!!!!!!

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Drain Backup

by J&J on Mar 17, 2016
1 out of 5 stars

We have a drain backup, but were proactive and managed to prevent it from destroying our basement. We called in the plumber immediately (Drain Rescue) who dug out the basement and replaced all the drain pipes and put a backwater valve. Aviva came in during the work process. As per our plan, we have taken the maximum coverage. We acted honestly and let them know that we prevented the water and emptied buckets after buckets of grey water outside the house and had switched off using water. During the entire repair process, we also switched off the furnace to prevent it from being ruined. We lost carpets, rugs and clothes. The Aviva rep informed us that they would only cover the backwater valve. There is a $1,000 deductible and so the clothes and rugs would not be covered. The carpets would be evaluated. We are still waiting not sure what they plan on giving us. Drain Rescue informed us that other insurances cover the cost of digging and the concrete. The pipe replacement cost is ours, but our Aviva Rep informed us we are not covered. Do I trust AVIVA? My previous insurance TD was much better, I had a drain problem in a Condo in 2005 and they evaluated our loss, replaced our flooring and cut us a cheque for losses which was very reasonable.

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Lower cost, perfect coverage

by Collin H on Sep 17, 2015
5 out of 5 stars

Shortly after switching to Aviva we were broken into. Between being a new customer and signing up for a significant discount to our previous insurance we were very concerned. But we could not be happier with how the claims process went. Our third party adjuster was shocked at the level of coverage we had (the Dolce Vita plan for higher value houses), and Aviva was quick to send us advance cheques and provided fair value for all our lost belongings.

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Had a fire, Aviva good to us!

by Amy on Aug 12, 2015
4 out of 5 stars

2009 we had a fire, one of the kids playing with a lighter. We were worried we would be denied insurance because it was one of our kids. He was only five so he wasn't deemed responsible thank goodness! Fire started in a lower basement bedroom, that room and the back half of our home was destroyed, nobody was hurt. Aviva gots us an advance cheque quickly because we basically lost everything, we had 4 kids, 2 adults, they paid for a rental home for us while our home was rebuilt. We selected the company that rebuilt it from one that Aviva recommended and we were happy with the work they did. We were back in our home in 6 months. I'll stay with Aviva after that. When you have a large loss and the insurance company takes care of things the way they did I wouldn't go anywhere else!

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Roulotte

by caramel on Aug 5, 2014
1 out of 5 stars

Évitez Aviva !!!! Soyez certain que votre roulotte soit assurée comme véhicule et non stationnaire (bien sûr en autant qu'elle soit sur roues et plaquée). Aviva refuse d'assurer non stationnaire une roulotte qui reste sur un terrain de camping. Ma roulotte a été inondée par la crue des eaux. Résultat = non indemnisée car assurée stationnaire. Si elle avait été assurée comme véhicule, j'aurais été indemnisée. Soyez certain que ma nouvelle roulotte n'est plus assurée avec AVIVA et je suis maintenant assurée pour les inondations.

Pour le service... Patience et ridicule de faire rire de soi ainsi!!

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