Aviva Home Insurance Reviews

So, last year when I was up for renewal, I asked them about the increase in my policy amount. We were able to talk it down to a reasonable amount, mostly by agreeing to a higher deductible. While I was on the phone with them, I asked about paying them over the phone as we were right there. They agreed, took my payment, and we were done... Thing is, the payment was already at the credit card company. So, a month later, I get a letter saying my payment is outstanding! What!? So I call them up in a frenzy, they say, "oops, our bad, you're good fam!" So, I let it go. Fast forward to today, almost a year later, and I get a letter in the mail saying my policy is being cancelled due to an outstanding balance of $0.00. You read that right, $0.00! So, naturally, I am livid. After an hour on the phone, and conversations with 2 representatives and talks of having to start a new policy a full 2 months early, they are able to fix it, and tell me, "oops, our bad, you're good fam!" I'm beside myself right now. Definitely, giving them the boot come renewal time.

Received our homeowners policy and increase of over 100 PERCENT! Been with them for many years no claims in past 10 years! What gives? Switching today all our insurance saving enough to take a nice trip! Can't click on a Star there are no Stars for negative!

I had bundled auto and house insurance. I was sent an application for auto renewal and was denied, then told house insurance would be increased. I told them to cancel it also during the phone conversation. Then the monthly payments came out of my bank account. Today I talked to them again and was told I had to sign forms to get the policy cancelled and the payments would continue to come out. Before the conversation ended I was told they were cancelling the policy but wouldn't refund the funds they had taken because they couldn't cancel the insurance over the phone. Now, this is the 2nd time they cancelled it over the phone. I believe they are no just common thieves.

I can't tell you how bad they are! Don't do it if you don't want to spend your day trying to get an answer or having to talk to rude non-apologetic customer service representatives! After 12 years, happy to move on with another insurance company!... RUN RUN RUN This company has very stupid underwriters who make decisions based on their daily moods, not on facts. Cancelled home insurance for non-payments as they state, but the kicker is that my car insurance was paid when both payments are coming out together as one total payment for the last 13 years. Trying to talk to a manager you'll get a better chance to win the lottery.

First - Our insurance was on a monthly payment system with the debit occurring on the 14th of each month. Sometime between the 7th and the 10th of December, my husband misplaced his credit card and reported the loss, and asked for a new card to be issued. Our new credit card did not arrive from MasterCard until approximately the 20th/21st of December. On the 24th of December, we went out of the country for Christmas to visit family. Upon our return to the country on the 4th of January, we realized that we failed to call the insurance company to update the card number as we had received mail sometime between the 24th and the 4th to indicate a missed payment. I also received notice of registered mail, which I picked up from the post office on Saturday the 5th of January. We immediately called Aviva (on the 5th - and they were not open) to provide updated credit card information (assuming we were well and fine, considering we were not even 30 days late on the payment). First, they were happy to take our new credit card information to take care of the late payment and suggested that all was fine. After putting through the late payment in full, they advised my husband, and myself (on multiple subsequent calls) that our multiple policies were cancelled and that we would need to reapply for new insurance for all of them. This was the first time we had ever missed a payment (if being less than 30 days late is considered a missed payment). When going through the re-application process, they advised us that our policy for our home had doubled, and that a new internal policy with Aviva would require that all policies had to be paid for up front, in full (I was advised by an agent that this would be a new rule for all new policies going forward for all people in New Brunswick). While we have the resources to pay for a policy up front, many people would not have this ability, and second, to treat a very good customer so terribly is amazing from a business development perspective! Second - when we were with RBC, our policies were about 1/2 the cost. RBC sold the polices to Aviva and sure enough, the policies doubled in cost but we didn't have the time to shop around. Now they are looking for another increase based on the above situation. Third - we have waited for a call back from customer service to discuss the above for 5 days. They suggested that we call back next Wednesday - 2 days before they told us the policies would expire if we didn't reapply. This is a lesson in terrible customer service. Shop elsewhere.

RBC bank screwed up my payments to Aviva and did not pay them (RBC and Aviva are the same insurance company). A week later I get a mail with NSF for payment. I called the company and asked to pay cash to correct the problem. Aviva refused cash payments. Paid by interact online and then they took my money and proceeded to cancel home insurance on the recommendation of their wonderful underwriting dept. Why the stupid person in the dept that did this not look that I paid the company once the problem was spotted. This company needs to fire that moron and get an employee that can read the information before they make stupid decisions as they did to me.

Horrible insurance company with unfair policies and no warning of any policy cancellation or changes. They just want your money but won't provide insurance. I believe that's called FRAUD?

I have had home insurance with them back when they were Norwich Union. My situation changed and I ended up moving out and renting out my house. I called them and they gave me permission to rent, and I would be covered (with certain conditions - no DSS, students etc). For a few years, I let the insurance auto-renew. Recently, I went on myaviva website to check the policy, and it says I am NOT covered for tenants. OMG! This surely would invalidate my building's cover and any claim I would make. How many years have I not been covered? Sure, I am partly to blame for not checking my policy yearly every time it is renewed, but they should have notified me of any significant changes such as this. Cancelling the auto-renew: This is proving more difficult than it should. I wrote to them specifying that I wanted to cancel the auto-renew. They wrote back, saying I should call them, or use their chat. They ignored a written request. What kind of company ignores a written request to cancel an auto-renewal?