RBC Insurance Home Insurance Reviews

I was talking to RBC insurnace for a home quote. The representative was very nice however I must say this is strike two for RBC insurance. My first encounter with RBC insurance was when I moved to Calgary and called about tenant insurance. I called the day after I moved into my condo and was told because I had moved in, they could not offer tenant insurance. Forward to now when I purchased my home, I called for a quote and was told because I am building a garage on my property, they could not offer me insurance. Any structure on your property being built requiring a permit will make it so you can not obtain insurnace from RBC. If it's this hard to obtain insurance through RBC I can only imagine how difficult it is to obtain a claim through RBC. Stay very far away from RBC.