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or any other financial services institution. We collect, validate, and analyze insurance
experiences of real consumers.
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We aspire to equip you with insights, data and knowledge to help in making
informed decisions around personal finance, insurance quotes, and other important matters.
We are always open for your comments.
I chose a $20,000 deductible (I am only concerned about major loss) and the premium was very good. Unfortunately, I HAD to also buy “water damage” insurance and the coverage limit is $25,000. With my $20,000 deductible, there is very little coverage for me…. I wanted to opt out of water damage, but TD insurance wouldn't let me. The water damage insurance is 12.4% of my premium, and it is wasted money in my opinion.