Home Insurance Reviews

TD Insurance Home Insurance Reviews

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(228 reviews)
TD Insurance
1.4 out of 5 stars:
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Wait time with TD insurance

by Bob on Jul 28, 2020
1 out of 5 stars

It's been 5 days that I'm trying to update my policy I have been on hold for 3-4 hours each time with no success. I will be looking at another agency, as this is totally unacceptable customer service!

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Long wait times - avoid

by AWTS1980 on Jul 27, 2020
1 out of 5 stars

I signed up with TD Home insurance because of the good rates through my alumni discount. After setting up the policy I had to make a small change. I called repeatedly but have been on hold - day one was 2.5 hours, and day two was over 3 hours. No customer service agent has answered. This is ridiculous. Avoid TD home insurance and go with another company.

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Hold Wait times

by Albertaoccrn on Jul 27, 2020
1 out of 5 stars

I sold one home and bought another... Just needed to get home insurance changed over. I have been on hold now for 1 hour, 29 minutes and 52 seconds... No closer to getting it changed over. I had finally spoken with someone, but he then said he could get his system to work and would transfer to another person... still waiting. This is the most ridiculous customer service ever.

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Did you know that Ontarians pay, on average, $47/month in homeowners insurance? Looking to change your home insurance or simply want ensure that you do not overpay? Our home insurance quotes are among the most competitive.

Unacceptable wait times

by frustratedwithtd on Jul 10, 2020
1.5 out of 5 stars

2-3 hours no answer! I've been trying for 8 weeks now. In English or in French no difference. They don't even have a way to call you back.

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Are you a condo unit tenant? Remember that neither your condominium corporations' policy nor your landlord's insurance policy protects you as a tenant (3rd part liability, contents, etc.). If you do not have your own insurance policy, get your condominium insurance quote today.

Worst insurance

by Maya on Nov 8, 2021
1 out of 5 stars

TD is the worst insurance. Really bad customer service. Waited for hours on hold. When you make a claim they never get back to you. When I called had to wait a very long time on hold. They are very unprofessional, I made the same claim three times and they said that they lost the file or they didn’t know the password to get in. I wanted to give zero stars, but the review wouldn’t go through.

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Terrible customer service

by A patel on Oct 1, 2021
1.5 out of 5 stars

I have a TD home insurance phone to talk to customer service related to my home insurance.
Three times call the customer line and waited for over 25 min and finally hang up. They are making money on my policy but have no time to talk to the customer.
Next year I will change my provider.
Bad
Bad
Bad service.

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Do not use this company.

by Henry on Aug 6, 2021
1 out of 5 stars

My worst experience in many years. TD was slow, made large errors and repeated them, had long wait times and I was cut off twice during long waits. I lost count of how many apologies I received for incorrect information. Cut the grief and use a broker. When I did this I received excellent service and a lower premium for an identical cover. It's a big relief to be free of TD...

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Canadians pay, on average, approximately $20 per month in tenants insurance. Do you rent or plan to rent a property and want to reduce insurance costs? We will help you get a cheap tenant insurance quote today.

Horrendous customer service

by Cat on Aug 4, 2021
1 out of 5 stars

TD has been sending our mail to the wrong address and so we did not know it was renewed. Somehow they managed to get a past due bill to our correct address. I called to request they backdate the cancellation.
I had to sit on the phone for over an hour and a half and go through 3 separate agents before anyone would help me. The first agent refused to help, the second agent put us on hold for over 30 minutes. Third arranged manager call back.
Unfortunately, the manager, Bo, was the worst yet. He admitted they'd been sending our mail to the wrong address. He admitted the experience I had was inexcusable. When I asked how they managed to get a bill to the correct address, he had no answer. He admitted he had the ability to backdate the cancellation, but he refused to because he said it didn't warrant it, even if we never received any documents.
We've filed a complaint with the better business bureau. Avoid TD Insurance at all costs, especially the Halifax branch.

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