Glad I ditched them ... complete rip off.
by maddyb22 on Aug 20, 2026
1.5 out of 5 stars
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I got TD home insurance because TD was my first and only bank at the time. I opened my first account with them as a teenager and felt like I needed to be loyal as they are my parents bank as well. Also I was supposedly going to get a university alumni/staff discount. When I first got the home insurance in 2019 the monthly payments were about $120/month which was high but hey as a first time homeowner I thought that was decent. Come 2026 the monthly payments skyrocketed to $180/month. No justification for such an increase. My partner and I shopped around and ended up switching to AllState including bundling 2 vehicles. The home insurance portion with Allstate is now $116/month for comparable coverage. In reality no insurance company is good but when you are ripping off your loyal customers it is time to cut the cord.