TD Insurance Home Insurance Reviews

I was with TD insurance for 3 years and I cannot recommend this company at all. Every time I call them I would be put on hold for hours.
Each year they would increase the premium despite I made no claim and after 3 years it went up 50%. So I called them and cancelled a few days before the renewal day (was on hold for 3 hours). Despite that, they still took money from my account and no refund yet after 6 weeks. I tried to call them for follow-up but I was put on hold again for 4 hours and the line just dropped.
Funny that they wrote "the amount will be deposited in your account shortly" in the cancellation notice.

10+ Year Multi-Home Policy Customer here, my renewal premiums went up by over 50%, so of course called to see why and perhaps make some changes. Spent hours and hours and hours on hold trying to talk to someone about this. Twice I was disconnected right as someone was finally getting to me. I tried the chat function, spent hours there as well. Sent an email on their secure platform, nothing. They have taken disgraceful customer service to a whole new level. Unbelievable. I had no choice but to take my business elsewhere after being a loyal 10+ no claim multi home-policy carrier. Interestingly when getting other quotes, every other insurer was able to answer their phones, and I had no problem getting a much much lower quote, more comprehensive as well. I can't even get ahold of them to cancel my renewal. What a joke. Disgraceful, they don't care about me, clearly, or anyone else who's trying to connect with them. Thank GOD I didn't have to rely on them to settle a claim. PS. I called their claim number in desperation and could not get service there either. What a joke. Be warned! Go ANYWHERE else.

Getting ahold of customer service representatives is nearly impossible. Emails go unanswered and the hold times on the phone and online chat are HOURS. Once I actually get ahold of someone they are always very friendly and helpful but it's insane how long the wait times are.

It's been 5 days that I'm trying to update my policy I have been on hold for 3-4 hours each time with no success. I will be looking at another agency, as this is totally unacceptable customer service!

I signed up with TD Home insurance because of the good rates through my alumni discount. After setting up the policy I had to make a small change. I called repeatedly but have been on hold - day one was 2.5 hours, and day two was over 3 hours. No customer service agent has answered. This is ridiculous. Avoid TD home insurance and go with another company.

I sold one home and bought another... Just needed to get home insurance changed over. I have been on hold now for 1 hour, 29 minutes and 52 seconds... No closer to getting it changed over. I had finally spoken with someone, but he then said he could get his system to work and would transfer to another person... still waiting. This is the most ridiculous customer service ever.

In this recent hail storm, all of my neighbour's insurance companies paying them to replace the roof and siding and this cheap company telling me to repair it instead of replacing, and when I tried to talk to them my adjuster stop picking up my phone calls and no reply for the emails. Do not blame your luck after getting this cheap insurance company. Stay away from them.

2-3 hours no answer! I've been trying for 8 weeks now. In English or in French no difference. They don't even have a way to call you back.

TD Insurance is definitely an unethical company. On my first call for a quotation, I got a fairly low price for home insurance pending home inspection. After a home inspection, they did not call or write. Close to my start date, I called and found out that they have more than doubled the quoted price and the only reason is that the cost of rebuilding if needed is higher than they had quoted. I believe that they should have known all this during the initial quote as they had my house address, house size, roof material, etc. The home inspection did not turn out any discrepancies to our initial conversation. I believe they purposefully underquoted. These are bait tactics that prevented me from shopping and checking quotes from other companies. TD Insurance is definitely unethical. I will not start my policies with them as I can't trust them to keep their promises if an unfortunate event is to happen. PS. Also, they promised to call back within 24 hours with more explanation about the reasons for the policy change but never did. That was more than 7 days ago.

I was out of the country for two years and set up an auto-renewal plan for my home insurance. When I returned, I found out there was a problem with the auto-payment, and so my house was not insured for one year. In addition, when I talked to an insurance representative, I was charged an extra $104 and told I would not be able to renew my plan. TD Insurance had my contact information, but I received no email to let me know about this problem. Very disappointed. I would have been devastated if I came home to a house that had damage, or was burnt down, and no insurance.