Wawanesa Home Insurance Reviews

One of our house cats turned on a kitchen tap in the middle of the night .originally the policy we got in the mail was about 12 pages . After 3 months of runaround they canceled our insurance and denied the claim .and saying they don't cover damage from domestic animals and to look at page 50 on our policy. This company needs to be investigated. Stay away

This April we installed new kitchen faucets, unfortunately they were too easy to operate and we woke to a flooded 1st floor and basement after our cat hit the handle and it had run all nighr. We called our broker and they confirmed we were covered so we made a claim. Adjusters came with a contractor who said the whole kitchen needed replaced along with the hardwood floor. Adjusters said it would most likely be paid out and we'd hear from them in a week. A month goes by with nothing from Wawanesa, we call and call and finally they arrange to meet and take a statement. Claim I'll get a copy to review, lies. A week later we get a letter saying they deny coverage based on an inclusion in my policy which excludes damages by pets and they cancelled the policy. I read the policy and this inclusion they denied us on wasn't in my policy so I contacted the broker for another copy to confirm, it was exactly the same. Now my lawyer is handling it. They have sent him a 50 page policy they claim is our policy but we never saw this version! We will be taking them to court, this is fraud. They old bait and switch. Avoid Wawanesa like the plague, they are crooks.

Not worth the premium. Do not want to pay anything when the time for claims! Just like to collect the premium.

I have hade two claims with wawanesa one flood two fire the cost now is out of this world ' up 80 per cent. every time you have a claim they wont there money back now there all the same

We pay around fourty five hundred dollars for farm insurance and many people we know dont pay half that. We are now looking for a new insurance provider

i called them last summer 2015 because i have water in the basement and they just jump to conclusion that its coming to the wall without checking, i said the water is on the middle , the wall is not wet put the lady never stop until i said okey, i called someone to fixed it put blue skin changed the walls and patches cracks, now winter time i have lots of water and i called wawanesa again but they only said if in sewage it might be from the three and they forward my concern to adjuster and now the adjuster said you dont have damaged i said my rolled carpet and the most of the part is carpeted, but he said its waste of time going to my house and checked because nothing is damaged. he said i need to call someone to check my sewer, i said your pretty much selling insurance. they are arrogant and un-polite , waste of time talking and paying them . no service you can get from them. they just want to collect moneys period

They cancelled my insurance because of a payment issue that I was unaware of. Four days after I checked that this month's payment had gone, which it had, my bank then NSF'd the payment! As it is my only financial outgoing per month on that account, I had no reason to check further. Today I received a "cancellation of insurance" notice. On the interim, my broker or myself did not receive any notice of a payment problem. Instead they hit my account every couple of days accumulating multiple $25 and $5 NSF charges on my account. Had I received a heads up that the payment had in fact not cleared in the first place, I would have ensured the money was there. Now there is no money left to fix the problem because of the multiple NSF charges. This is a dirty & rude way to conduct business!

I cannot give 0 star so I gave 1 star.

Quick description is as follow: If you ever happen to make a claim be ready to be frustrated, lose great amount of time, and don't expect a answer of any sorts. If you call them for explanation of any sorts its like talking to a rock, you will only be talking to yourself.

My advise is: STAY AWAY FROM THEM

I usually never give reviews but this I cannot pass it, please ... do not engage in any business with them.

The adjuster is inexperienced. The people they send to the property seem to be elderly individuals that are a bit confused and they will try to deny any and every claim which comes to them. I had wind damage on my front gate. The elderly man they sent out to look at the gate says in an email to the adjuster that he checked wind speeds with Environment Canada on June 3, 2015 and there was not high winds but the problem is my gate broke on May 2, 2015 and the claim was made on May 3, 2015. The adjuster is so terrible that she didn't question this error in the report but agreed to it. Shows you how much they are looking out for their clients or how thoroughly they read and check their reports. The manager is further careless, calls us in to meet but goes out for coffee instead of meeting us. What a joke! Never use Wawanesa! They are terrible. If your broker says Wawanesa, stay away!!! Using Wawanesa would be equivalent to not having any insurance.