Cooperators Home Insurance Reviews

I have my home,car and motorcycle insurance with cooperator for many year now. I when with this company because I'm offered a discount with them through my work. Witch I don't think is much of a discount in my apinion. I had a leak around my chimney and water leaked on to my tv witch I purchased for $1500. I only got to enjoy it for eleven day and by the time I notice the leak it was to late. I decided to make a claim. I figured why not that's why I pay for home insurance. After speaking to them and sending them picture. It didn't take them long to deny my claim I was told this kind of leak is not covered. I was disappointed with them. I've never made a claim before and aways paid on time. Its real amazing to me how insurance company's can do this to hard working people. I will be looking for a different company as soon as my policy is up. I will not be loyal to any of these companies anymore. I will shop around every few years to get the best rates possible.

I had fire damage and there was no problem with my claim. On another occasion, I had lost a diamond ring, and they had a cheque ready within days! I did find the ring so they received the cheque back happily, but there were no big forms to fill out or any questions as to my personal integrity. Hard to find that nowadays! (not that I blame anyone-so much dishonesty kicking around in all sectors)