Home Insurance Reviews

Cooperators Home Insurance Reviews

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(135 reviews)
Cooperators
2.1 out of 5 stars:
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Fraud fraud fraud!!

by Tushar arora on Oct 13, 2023
1 out of 5 stars

This company and employees only care about them, I've never had such experience my insurance has been the same since i got my car/license- it was 390 in 2019, came down to 230 per month when i change my place/address it never affected but they call me after 2 years and say your region wasn’t updated but the address is correct! And now it has been increased to 390 again in 2023. Such a bad experience.

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Overbills + Hostile Service

by RM on Oct 22, 2020
1 out of 5 stars

The payment didn't go through on my credit card. Cooperators proceeded to bill me 4x over for the single month. When I called to tell them they've billed me 4x over, they got one of their attack dog employees who probably doubles as a loan shark to start yelling at me about paying insurance. Dropped this company immediately afterwards.

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Terrible Company!

by peter on Oct 7, 2019
1 out of 5 stars

They make it sound like they would take care of you but all they want is your money. The salesman makes it sound like Co-operators is the best in the world but do not be deceived. My townhouse was flooded twice in the same year by the people upstairs. Even though it was the tenants who lived upstair's fault, they will push the payments on you and make up a story that you have to pay first and that they don't go after the other tenant's insurance even though it was their fault. Then on top of that, they said when you renew your insurance, your insurance might just go up a bit. When it was time for renewing insurance, they dropped me and said they could no longer cover my insurance and told me to go look somewhere else. Poor customer service with a lot of attitudes. Never have I been angrier in my life. Was cheated by these joke. You will regret going with these fools.

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Worst Insurance CO-OPERATORS

by Client from Ottawa on Dec 6, 2018
1 out of 5 stars

We were customers of Co-operators for over 10 yrs. Recently, we cancelled our home and auto insurance with them. Even though they sent an email that they cancelled the policy, they kept on automatic deduction from our account. When we try to deal with it, the people there were very rude and would not admit that they have made a mistake. The Insurance Agent hung up the call when I tried to explain the error. They are nasty and just a bunch of thieves. Please think twice before dealing with the CO-OPERATORS. Don't waste your hard-earned money.

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Worst experience hands down!

by Grumpy on Mar 1, 2018
2 out of 5 stars

The local office in Clarenville NL is just plain incompetent! I have reached out the office for over a month now to renew home insurance that was due on February 15, 2018. Now it's March 1st and they still haven't got their act together. Just today received registered mail stating my policy would be cancelled in 15 days. I have already made the first monthly payment but somehow they seem to have misplaced it... Trying to reach anyone at the Clarenville office is near impossible and when you do, they never have any answers... keep putting you off. I am at my wit's end. Never again will I get insurance with the Cooperators!

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Robbed then dumped..

by Laura Milburn on Feb 6, 2018
1 out of 5 stars

STAY FAR AWAY FROM CO-OPERATORS INSURANCE! We paid our insurance to Co-operators for at least 10 years, they were happy to take our money. When inquired into fixing our deck that was damaged by weather they sent us a notice that our insurance will be cancelled in 15 days. Why are we paying for insurance if a company can give us the boot come claim time? Their reasoning, we phoned twice asking for coverage which means the condition of our premises is a risk. The house is in perfect condition and it's a DECK! How can the number of phone calls we make to them determine the condition of our home?! What we paid them FAR EXCEEDS the cost of replacing a deck. Save yourself the heartache and money....go with another provider!

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Poor customer service

by yacuchaj on Nov 7, 2017
1 out of 5 stars

I spoke with them over the phone to cancel our insurance, 2 months later they send us a letter saying we owe them a $50 cancellation fee, saying my phone conversation with one of their reps, wasn't on file. Definitely would not recommend going with them, there are better rates out there with other insurance companies who won't gouge you when you cancel your plan.

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Cooperators = Crooks

by Robert Jones on Sep 20, 2017
1 out of 5 stars

I insured my home with Cooperators for 13 years because I had my auto insurance with them. Twice I had damage to my home that was caused by extreme weather, it should have been covered by my policy, but both times an adjuster was sent, my premises evaluated and photographed and then my claims denied. I then had to pay out of pocket for serious repairs, not knowing where to go I asked the Cooperators adjuster for a recommendation. I contacted the recommended contractor and ended up with poor workmanship, unresolved problem and a large bill. If you enjoy paying inflated rates and receiving no claims support, this is the company for you! Just be aware that when you find a better price elsewhere that gives better coverage, Cooperators will penalize you heavily financially for leaving anytime that is not in your renewal month. I recommend you go anywhere else.

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Huge Rate Increases!

by Nick on Aug 1, 2017
2 out of 5 stars

After only 1 year of being with Cooperators, they increased my premium by 15%! Did my home increase in value? No. Did I add features or reduce my deductible? No.

I did lose my 5% "new signing discount" so that leaves 10% less. After calling Cooperators they claim it's because of "all these new features that you're getting." More likely, it's because you brought me in at a low rate and will continue to increase my annual premium by 10%. Could you imagine if public insurance/utilities did this?

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No customer service

by Burned on Jan 10, 2017
1 out of 5 stars

My house burned down a year ago. Have a clear cause that is not my fault and has been confirmed by the fire department, an electrician and insurance adjuster. Cannot get the cooperators to answer phone calls or return messages. The fire was a total loss. We could salvage nothing. Haven't received a single penny nor any form of communication. I will never use them again and will urge anyone else to rethink using them as well. If I could give them zero stars for a review I would.

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