Square One Insurance Home Insurance Reviews

I'm a Vancouver renter in the Millennial age bracket with a good job and when I moved in with three roommates to save money, my insurance company of seven years refused to cover me any longer. SquareOne was the only company that would write me a policy! Nicole Neufeld was enormously helpful and the whole process was super-easy.

I've been without any home insurance for 2 years because the prices were too high. Now that I'm renewing my mortgage I need insurance. Square one offered me a competitive quote and allowed me to maximize all deductibles to minimize cost. Living in Vancouver where 90% of my net worth is in the land rather than any structures, it makes sense to minimize coverage and and annual insurance costs.

I have a 2-br rental suite in my home, a week before a new tenant was to move in my basement flooded as the water main broke. There was about 1 foot of water in the whole basement. I called Square One and they immediately sent out belfor a restoration company and a claims manager. They replaced my wood floors, baseboards, walls and carpets. I had purchased rental income coverage and they paid me for the month I lost. Overall, they delivered on the claim and I was extremely happy as it was dealt within a timely manner.

After an extremely frustrating experience with our previous home insurance provider, I started shopping around and received a quote from Square One. I was very impressed with the quality and efficiency of the service we received from Jas. We were able to get a policy that better met our needs at a very good price.

Now that was a refreshing experience. I completed a few other quotes prior to finding out about Square One and grew a bit frustrated from all the same questions (which you often don't know the answers to) leading to the same expensive premium. Square One got it right sinced they've aligned with modern society - quick, easy and online. :)

I am currently thinking to move away from TD Insurance where I pay over $65 / month for my townhouse insurance policy without sewer backup coverage. So I checked Square One Insurance to see if their price is competitive. The online quoting was simple, easy-to-use though a bit long. It was very helpful that at the end one can go through all additional options such as insuring special home items, earthquake coverage etc. For example I added an extra option to protect my fiancee's ring which might not be covered under my current policy. At the end I landed at $34/month including all extra coverage I wanted. So now I am thinking to switch from TD Insurance but I need to check first if my TD auto insurance rate would go up (I have a bundle of home and auto insurance with them). In any case, the price that I got with Square One Insurance is significantly lower than with my current insurer. It would be interesting to know if anybody had a claim experience with them?