Square One Insurance Home Insurance Reviews
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Farran promptly replied my email inquiry the following business day and I was able to work get instructions on calculating for some information that I needed. I have decided to purchase an insurance policy with your company for my new apartment starting Oct 22, 2015
Very user friendly, easy, straightforward application process. I came for a quote and since it was good I bought (which was equally easy). The only suggestion I have is the question about alarm systems. When you say "activated regularly" does that mean turned on (alarm is set?) or does that mean triggered (smoke detector goes off due to smoke or burglar alarm due to break-in). I assume the former but it was a little unclear and since my quote didn't change I just said No.
My insurance renewal was mailed to me and it seemed like it was too expensive. I found Square One by searching on the internet and when it said you could get a quote online I thought I'll give it a try. Often these free quote things are really just a way to mine your contact information so someone can phone you, but with Square One it was a detailed, but understandable questionnaire resulting in an actual quote! The quote saved me 25% over the price of my renewal and furthermore I was able to convert the quote into a policy with just a few keystrokes. The true measure of an insurance company is always how they handle a claim, but unless you have prior claims you never know that until something happens, but from the point of view of obtaining a quote and purchasing a policy from the comfort of your own computer Square One is a winner!
I have a 2-br rental suite in my home, a week before a new tenant was to move in my basement flooded as the water main broke. There was about 1 foot of water in the whole basement. I called Square One and they immediately sent out belfor a restoration company and a claims manager. They replaced my wood floors, baseboards, walls and carpets. I had purchased rental income coverage and they paid me for the month I lost. Overall, they delivered on the claim and I was extremely happy as it was dealt within a timely manner.
I was very impressed by Ms. Farran Adams handling of my home insurance policy purchase. She was very pleasant to talk to, and I felt at ease dealing with her. She processed my insurance application expeditiously. Thanks Farran for your help and guidance.
Jas Sandhu was very helpful in completing my online application when I needed help. The process was easy and not over whelming.
Square One's customer relationship management is to be applauded. Great follow ups, seamless transition between online quotes and phone conversations, and a no-hassle way of getting a policy in place with a minimum of overhead. Rates came across as very competitive. Luckily, we haven't had to make a claim yet, so I can't comment on the claims side - I hope the standard is as high there.
Square One has really impressed me. I did tons of research on home insurance and determined Square One was the best option for me. I was so impressed with their product, their rates, their online presence, and customer service. So naturally I was really upset when they denied me coverage because my older home needs a new roof and some exterior work.
I expressed disappointment online, and in a matter of minutes was contacted by a rep who worked with me to get the coverage I wanted (Thanks Jeffrey!). Very pleased with their prompt, helpful service and flexibility.
I had insurance with them for a year with no problem. After the year they sent me a new policy, even though I had not requested it. I called Square One because it seemed strange to send me a complete policy and not just a notice of renewal, they told me to ignore the renewal if I didn't want to continue with the policy.
Of course 2 weeks later Square One illegally withdrew the funds from my bank account without notifying me. I found out when I bounced a cheque. They agreed they made a mistake, but have not issued me a refund. I called my bank and after 30 mins they said I would have to go to the branch to fill out some forms, which are not available online, then it could take weeks to investigate and get a refund.
Square One is using NEGATIVE OPTION BILLING PRACTICES that are illegal in BC. How do they get away with this?!
Very friendly and patient over the phone. Devone McGuire was the phone operator and she was warm and welcoming. Price is affordable, with extensive coverage. Website is intuitive and easy to navigate