Square One Insurance Home Insurance Reviews

I have been with SquareOne for the last four years. Last year, when I went from a rental to a condo, they readjusted my policy for the new place. The cost was almost double which I thought just made sense given that there are additional items to insure when it came to a condo (~$95/m).

Recently, my policy is up for renewal again so I started doing some shopping. Sonnet gave me a quote of ~$50. I thought there was something wrong so I called Sonnet. They walked me through the comparison and the coverage was the same. After that, I called SquareOne to complain and they lowered my policy $30 to $65 the same day. Normally I would be happy about this but I found it very strange they were able to do that so quickly. Tells me they were gouging me. I will likely be moving onto Sonnet.

Quick and easy, seamless policy, knowledgeable staff. Price was fair. Will recommend to friends and family

The unit below mine reported water leak from above to the strata. Strata claimed it's caused by my dishwasher but didn't provide concrete evidence. I contacted SquareOne and they quickly assigned an independent adjuster helping me dealing with strata and the restoration company hired by strata. Although the root cause is indeed found to be my dishwasher, the adjuster has done a great job to prevent strata from overcharging me for the repair cost. In the end, the cost is just slightly above my insurance deductible and I gladly footed the whole bill to avoid premium raise.

My experience with this insurer was really good when the policy was being designed and sold. It’s easy to customize the policy and make changes using the online system. At claim time it was not so great. The company uses independent local adjusters. For our fairly small and straightforward claim following a break in the process from claim to payout took months. When I spoke with the insurer on the phone they just referred me back to the adjuster. The adjuster meanwhile just told me they had submitted the claim. It became very frustrating as nobody could explain what was causing the delay. They got there in the end but it was a poor experience.