Desjardins Insurance Home Insurance Reviews

Had little water damage in one section of my basement caused by a "recalled" toilet that came with my new house. It took Desjardins well over a month before anyone came to inspect and 3 months before repairs...and this was a small insurance claim. The adjuster was rude over the phone, she tried to be humorous but was more sarcastic than helpful. Tried to nickel and dime repairs that were imminent caused by this faulty manufactured toilet. Had never filed a house claim in 34 years. Had to contact her Director for fairness. Filed one car insurance claim "for my brand new car" that a neighbour's daughter backed into when she neglected to look when backing out of her laneway - new driver. Desjardins tried to nickel and dime that claim as well. An insurance adjuster was rude, sarcastic, and had a laissez-faire attitude. Some of their bank tellers are unwelcoming at times. Time to drop Desjardins! Stay away.

My home insurance went up $350 a year. I never had a claim. I have been with them for 7 years now. I will not renew and I brought them a huge customer base through me recommending them. Now you increasing my rates more than $30 a month. I called them and they said it's the best rate they can give me. I said I'll take my business somewhere else. They didn't care. I will not recommend them anymore and I will recommend to everyone I have in the past who went with them to go elsewhere as well as they will not care if you leave when they raise your rates that high for no reason. It's a shame because I'm a 10-star driver with them as well and when the policy comes up for renewal. I'll be switching auto insurance as well before they raise those rates through the roof. Never had a claim or even a driving offence either. I'm a model customer who now gets the shaft from Desjardins Insurance. Bravo! Do not get insurance with this company. They offer low rates to hook you in and then try to get their moneys worth out of ya at the end and since they got years of money out of ya, they won't care if you leave. Thank you for nothing!

The worst customer service ever. Response time: N/A. The advisor didn't care to respond back to tell me when to expect an answer. Very unprofessional and unthoughtful. Constantly ignoring messages and emails!!! I wish I was dealing with a robot instead!

On a rare occasion, your phone call manages to get through, the agent will refuse to tell you anything of value. We were homeless for a month and they didn't tell us what was going on until 3 weeks in - then they refused to cover any of the damage the plumbers caused.

Had a home fire in April 2018. We are now in Sept 2018. Desjardins asked for 2 quotes, they got them. They asked for the content list, they got that too. They will only allow $55.00 a day for my husband, myself and our pet for an additional living cost. We cannot live in our home. That's a joke by itself. We pay for this coverage, but they sure do take the monthly payment every month. They have been giving us the runaround from day one. They say they are going to pay, but they will only pay what their "preferred contractor" says the job will cost. Their better known preferred contractor are known as FRIENDLY CONTRACTORS, they measure your home room by room, go back to the office and put all measurements in a computer software and voila - there is their lowball quote and remember, not everything is included in the lowball quote. Why? Because they work very closely with Desjardins Insurance and what they don't put on the quote so we can't see is the actual cost of replacement. It's a SCAM to make people hire the preferred contractor, then the contractor adds all the repairs that were not shown on the quote and the Insurance happily pays the FRIENDLY Contractor. Yet they will not pay your preferred contractor who knows everything there is to know about repairing your home, a computer can't repair your home. DO NOT believe a word these people tell you its all a lie. They don't want to pay. Stay clear of Desjardins Insurance, they are your worst nightmare

I have been satisfied with my auto insurance but recently I had to place home insurance on two homes. I had to cancel my policy after two months of payments. I basically was forced into selling them. The insurance was 2100 for the year, which I was fine with. State Farm/Desjardins is now charging me 900 to get out of the policy after the two payments of 170. This is wrong. I would recommend you go elsewhere to get home insurance.

Do not purchase insurance from this company, they doubled my yearly insurance premiums despite I never had any previous claims, then yet when we encountered a fire and lost 50,000$ worth of merchandise they refused to pay out. Amandip M was our so-called "fire investigator", very prejudiced and uneducated, she would have paid out the claim perhaps if I were from India. I wouldn't insure my doggy poop scoop with these guys.

Desjardins Insurance is the worst I have ever met. They do not have their own adjuster, they use a third party company, which does not care about Desjardins customer... I have a property claim. First, they asked an evaluator to estimate the damage. They told me it took a few days to get a report. I asked about it many times and they always said if they got it, they would email to me. Finally, I complained to Desjardins claim department and got the report. The date on the fax and email was 3 weeks ago. I do not know why they kept lying... That was just the beginning. What happened later is worse... And Desjardins claim department stuff was not better at all... My experience is that I always keep email as a proof... I should use an insurance company that has its own adjuster

I recently had my high end washer/dryer stolen. 6 months to come to the conclusion that I did not take a picture of the damaged door for entry. Claim was rejected. Christine handled this and was a true joke to deal with. As said, she took 6 months. Each time I tried to contact her, she was on vacation. Just a low grade company and individual to work with......

We had a house fire in January. It is now June. Desjardins pushed us to get a contractor and permit from our city for the rebuild. Both done. They've had the claim 5 months - and still not assessment value, no payment, no rebuilding happening. Excuses have ranged from system crashes (really?) to vacations, to nothing. You can be sure they would not accept premiums being 5 months late. Caveat emptor. They are worse than horrible.