Car Insurance Reviews

Allstate Auto Insurance Reviews

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(331 reviews)
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Avoid Allstate

by princess on Jun 29, 2020
2 out of 5 stars

Learn from my mistake - AVOID Allstate! In September 2019, I decided to research for an auto insurance provider offering a better rate. After speaking with 6 different providers, I settled with Allstate. However, DO NOT be fooled by their marketing. I got hit by a Dodge Caravan, on June 12th, 2020 after performing a left turn. The driver was driving way past a 30km limit, in a construction zone. Had he respected his speed limit, AND kept his right lane, this accident could have been avoided (I am convinced he passed a red light). My rear driver door was completely smashed in, but all he got was minor bumper damage on his right side. Yet, Allstate, declared me 100% responsible. In my 20+ years of driving, with only no-fault accidents, and having worked as a driving instructor, I am appalled. The driver who hit me was not only responsible but he was rude and he omitted important information on the Joint Accident Report. It's ridiculous that an insurance company won't consider the action of this reckless driver, especially considering a lack of character by not fully completing a document. To make matters worse, my long-term garage was not part of their Authorized Dealers. I found this extremely odd as every other insurance company ALWAYS referred me to them. Due to this, I received a cheque in the mail (minus my deductible) prior to even getting my car back!!! Who mails out a cheque when the work has not been completed? A savings of $5/mth has resulted in unnecessary stress and time working on contesting an accident that was clearly not my fault. Now I am out-of-pocket of a $500 deductible and a premium increase. All the while, Mr. White Dodge, continues to drive recklessly since he omitted his insurance company name and driver's licence on the report. Note to self: if your instinct tells you something is wrong, call the cops! FYI: I will be contesting this Allstate decision.

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Liars and cheats

by Teesnah on Jun 23, 2020
1 out of 5 stars

I called Allstate to get a monthly payment deferred, as money is tight right now during the COVID 19 pandemic. I was told to call back within 4-10 business days to process the deferral and was assured my bank account would not automatically be charged as it normally is every month. I wake up today and check my bank account to see they have charged me. That was the last bit of money I had this money just to EAT, and now I have nothing. I called them back and they said it doesn't matter what the last person told me, most likely they cannot refund the payment and even if they can it will take another 4-10 days - so I guess they’re ok with me starving for a week. Thieves!

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Terrible company

by Brian on Jun 21, 2020
1 out of 5 stars

I am not an Allstate customer, instead, I am a victim of Allstate customers. The lady with Allstate Insurance ran the red light and hit a city bus, the city bus hit my car to a total loss. Three months have passed, Allstate is still investigating - is it a snail?

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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

Poor customer service

by Kim on Jun 18, 2020
1 out of 5 stars

The auto insurance representative at the Cambridge location was very condescending over the phone during a simple conversation about making a payment. I was really dissatisfied with her service and will be looking for another insurance company to switch to.

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auto claim

by JOSH 10293 on Jun 1, 2020
1 out of 5 stars

I parked my car in the lot and when I came back it was vandalized. I called Allstate Insurance they asked so many unnecessary questions about my personal life even had talked to my daughter and sons interesting if I know right. Why do you need to talk to them, they said oh its an investigation. Do you think I would damage my own car and ask it to be fixed? I will never buy insurance with you guys again in my whole life! Worst customer service ever! Investigated for 1 month! Just wasted my time! I still fix my car out of my pockets!

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COVID-19 money

by Sumaiya on May 23, 2020
2 out of 5 stars

I have zero tickets, no accident in the last 10 years. Nothing has changed since last year, yet my premium went up by $9 despite the additional discount from driving. They gave me a poor explanation. I haven’t seen such an increase in 7 years which makes me wonder if I am paying $100 more in 2020 for the $30 one-time COVID-19 payment I received. Maybe they took the extra $60 to cover up payment for others with much higher premiums since the 25% of a month’s premium was decided by the ministry. COVID-19 money was taken from us, Allstate never takes a loss.

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Did you know that on average Ontario drivers with good driving records pay $1,805/year in auto insurance? Is your insurance rate higher? Get a free car insurance quote and start saving today.

Agent not helpful

by Kala on Mar 21, 2020
1 out of 5 stars

I had auto insurance with them, each time I call for help the agents are rude and difficult to talk.

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Horrible

by H8Allstate on Mar 7, 2020
1 out of 5 stars

These people are absolutely horrible to deal with. Not a single person actually cares and is willing to go above answering a phone call under the circumstances. I cancelled my policy with them and they still kept taking money out of my account for renewal. Like really? I did everything that they requested me to do and afterword they started telling me more and more about their “policy” now I’m not going to get a refund for another 15 days... I will NEVER EVER insure with them again.

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Great Experience

by Amber on Mar 5, 2020
4.5 out of 5 stars

I have been with Allstate Etobicoke for almost a year. They gave me a great price and are always pleased when I've had to contact them. I have referred my mom here as well and she is extremely happy with the price and friendly knowledgeable service she received from Brampton Location. I recommend this insurance company to everyone looking for insurance!!!

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A GOOD EXPERIENCE

by fnielsen on Feb 21, 2020
4 out of 5 stars

I have been a client of Allstate Insurance since 2007, holding both an auto and a renter’s policy. I have not had to deal with a claim until Sunday, December 15, 2019, when our car was rear-ended on a Sunday morning. My wife and I were both shaken up but basically not injured. The rear end of the car was damaged, but it could be driven, the seat belts, however, did not function because of the severity of the impact. We got the car to our dealership and I informed Allstate through a message to my agent and I emailed him copies of my police statement, as well as the official police report of the incident. Monday morning at 7:00 I was at the dealership, where they had already been in touch with Allstate, which gave immediate authorization for car rental to an amount of $900.00. A rental was quickly arranged by the body shop staff, and I received a ride to the rental agency. I was mobile by 8:00 am. An adjuster called later that day to make sure we were OK, and to let me know that the other driver’s insurance company was on-side and would assume costs. By mid-week the adjuster had seen the car and approved the repair estimate, which was around $8,500.00. Parts were ordered, but this was Christmas time, and some parts had to be shipped in. The anticipated completion date was December 31st. In the meantime a representative from the claims office in Toronto, I believe – was in touch with us, explaining the process and wanting to make sure things were proceeding, and that we were both OK. We had both seen our doctor to be checked out. I had no ill effects, but my wife was experiencing some pain and discomfort across her shoulders and upper chest, which set in motion calls and questions from an Accident Benefits Advisor, which in turn resulted in authorization a series of chiropractic treatments. The car was finished, and I picked it up on December 30th, and here ends my story, except to say that I could not be more satisfied with the efficiency, thoroughness and follow-up from Allstate and my G.M. dealership.

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