Intact Insurance Auto Insurance Reviews

We had our truck stolen from us in the middle of the day while we were home. It was reported to the police and insurance company within minutes of us watching it drive away. It was nothing but a gong show from that day. We (not the police) found the truck 6 hours later. Physically it was ok but mechanically was destroyed. Blown head gasket, leaking rear diff, etc. They said about 7 business days before they figure out what they will do with the truck. Fair enough. It's been a month and they are silent. We have called several times and keep getting the same story that they cannot tell us anything until their investigation is complete. Umm, hello, we live rurally, public transit is not an option for us and we need this vehicle or a payout to go get another one. They are completely incompetent and useless. They don't care. Find another insurance company and avoid these guys.

First off, I had told Intact that I did not want to renew my auto insurance with them and would be finding another insurance company. However, after having my car parked for two months and tried to apply for a new policy and was told I had an outstanding balance of almost $1000 and would have to pay before I could get any auto insurance. Second, when I finally decided to fork out the money, I told the agent I would phone her back in 2 minutes with my credit card info and that I needed the insurance for that day. However, when I phoned back within a minute, the agent had gone on lunch break and I had to talk to three other agents, one of which told me I had to wait for at least an hour and that "I'm sorry that we go on lunch breaks". When I asked to speak to a customer service representative, I was told they weren't in that day conveniently.

No use in wasting my time describing it. They Suck. You'll waste your hard earned money to get nothing in return.

I was rear-ended over a month ago. 2017 Honda Civic Hatchback sport 6spd. It took 2 weeks for their preferred shop to get a quote. Quote was only $1500. Not that much. After 3.5 weeks, I was told I could go get my car and it was all done. When I went to pick it up, from 20 feet away, I could tell the back bumper was out of alignment. The skirt kit was out of alignment, and there were red and white paint scuffs on the newly painted bumper. Terrible work. This is their preferred shop. No Attention to detail. No accountability. BE WARNED. It took over a week with me calling INTACT and trying to get a manager to help handle this claim. I was told by several of their employees I need a managers approval to change shops and get the repairs done properly as CARSTAR seemed to struggle and tried to give back my car that wasn't 100%. Almost every day I called and got the same runaround and that manager would call me right back. Took 8 Days (business days) to finally get a hold of her, and it was me that called her and waited on hold for her to be available. I waited on hold for over 30 mins and was told she was at a meeting and then conveniently she got out of the meeting when I asked for her manager. So 8 business days and over 8 calls just to get a callback and it was me that had to do all the work. The excuse was she was busy. Who isn't? I can't imagine not calling back one of my paying customers in over 8 days. They wouldn't be a customer for long. Terrible service. No FOLLOW UP. NO ACCOUNTABILITY. But they happily take my money every month. DO BETTER, INTACT! This has been a terrible experience for my claim. This is how you lose customers

I was in a car accident, not my fault a truck hit me from behind, ripped my rotary cuff, I also suffered whiplash, Intact fools around not getting me the proper care. I am in minor injury unable to lift, unable to do laundry, comb my hair, put a bra on, I suffer severe migraines and also vertigo. My doctor and physiotherapist can't believe I am still under minor, where it should have been non-catastrophic. 5 months later my car isn't fixed, I just bought the car 5 months prior and it has electrical problems and unsafe to drive, what a nightmare. I had to hire a lawyer, I am on a fixed income, I am now insulated in the house and can't go anywhere. Pay More money to your insurers, it's better in the long run!! INTACT maybe cheap but they don't look after you, they lowball you, they are hoping you quit and give up !!! Cheap is not always the best way to go !!!

A yellow cabbie drove unsafe, cut me off and pressed the brakes, I rear-ended him barely you could see 2 scratches on his car. So I called Intact insurance and explained to them. They said not to worry at all, they will take care of the claim. 3 months later Yellow Cab sent me a letter that the damage on their car is 1200$. So I called the insurance again and they said not to worry at all. Intact refused to accept the picture of a tiny crack line on my bumper. There was no way for 1200$ damage or body injuries... Thank you for throwing me under the bus, I really trusted your insurance to be there when I needed. It took you guys 8 months and voila.

It shouldn't take an insurance company 5+ months to fix a vehicle they say is fixable. If it takes this long to fix a vehicle, the vehicle should be replaced. Waste of money and time. To think I pay over 5k a year to this company and they can't even get anything done in a timely manner. Ps. They send the vehicles to Carstar... Do not let your vehicle go there.

My father is currently on the phone trying to reason with them over a scrape on the side of his brand new 2017 Ford F150 and the company is refusing to pay more than a quarter of the damage which is 900 dollars worth of damage.. he pays 120 a month in insurance premiums and this company can't cover him. What a crock.

I was trying to tell them my side of the story and they wouldn't listen... at first, I got a 0 fault 0 deductible. Then a week later when I'm scheduled to go in to get work done, they tell me they can't move forward because I have a 500 deductible and I'm at fault... I have full coverage. I got passed around from adjuster to adjuster and even disputed my claim and had one agent say to me that if you're at a 4-way stop and someone is going straight through the stop sign and someone had their indicators turn and it being their turn, they turned and got smoked, it would be the guy's that's turning fault. You people sicken me. I was pulling out of a parking lot and already on the road when someone illegally indicated a turn and smoked the side of my car. Someone who has DUI on their license and restrictions... not to mention on Facebook he's a drug dealer and a crack head. But they're just going with him because he was going straight and already in travel. I'm changing companies after all is said and done! Can't believe anyone pays you guys to take care of their vehicles. You're all horrible people looking for money. Especially when my family got the rental, you tried to ask us if we wanted extra coverage. We have full coverage dummies!

So Intact, I cancelled my policy 2 years ago, with you, went to get new insurance, found out I was still being charged by you which was NSF after I signed the cancellation, and you didn't sign it on your end. Step 2: I called to tell you what the...! And you argued with me it was my fault? Step3: I can't get insurance with anyone else because it is now cancellation due to nonpayment?... even though I CANCELLED!!! Step4: I can't get insurance with anyone else in Canada without paying 3000 up front... wow that sucks how can I feed my kids now when my wife doesn't work... thanks. Step:5 so after fighting with you and you admitting to me it was your fault, I didn't get reimbursed and you didn't take the cancellation due to non-payment ?!?!?! What is wrong with you people, have you lost your sense of morality and humanity?!?! Step6: now I'm stuck with Intact for another year because you know... I can't just have insurance and you're the only one I could do 300$ a month what used to be 158/m before you didn't cancel my policy when I asked... Step7: I finish my term call 2 months prior to say I'm cancelling and getting set up with Cooperators... and you agree. I sign the cancellation agreement and the lady says "you will NOT be charged again". Hah, I believed it too. Step8: you charged me when I have another policy with Cooperators after I signed another cancellation agreement!!!! What in the sweet Lord are you guys trying to pull on people?!?!?! I will not give in to this anymore, I'm contacting everyone to tell my story, I want the recordings of my phone calls with your reps that said: "okay, you are now cancelled, thank you very much"... Step9: I'm waiting to hear from you still about giving me my money you stole from me, +NSF charges on your end and on the banks end. Plus this month that you charged me while I'm WITH ANOTHER POLICY!!! And plus the NSF charge I will get from my bills that came out after you charged me. I have kids eating kd and broccoli for 3 nights in a row because you took that 237$ this month. You are demons sucking ticks draining what is left of the good human.