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Intact Insurance Auto Insurance Reviews

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(402 reviews)
Intact Insurance
1.4 out of 5 stars:
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Not a good insurance company

by Tenzin on Feb 19, 2024
1.3 out of 5 stars

I just had minor scratch on my from bumper left which happened after contact a cycle rack on a parked car. So i thought i will check with my intact and they said i have to pay $500 from my pocket and the rest, they will take care of...
I dont know how they replaced the front bumper but the bill was more than $2000!!! For what? I was asked to pay $500 which i did but i think its a scam they are running to fool people... I could have replaced the bumper myself for less than $400... but intact made a bill of more than $2000 from which i had to pay $500...this is unacceptable and unethical. I AM LOOKING for other car insurance companies who may not fool me..

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Horrible experience making a claim

by STEPHEN SANTAROSSA on Jan 29, 2024
1.3 out of 5 stars

I was rear-ended. 100% the other guy's fault.
Intact customer for about 20 years.
I wanted to use a collision shop that I had used before and I was comfortable with. (And it is my legal right to use the shop of my choice)
Intact refused to deal with them at all.
They used an estimate from their own preferred shop that (apparently) wasn't planning on fixing everything, or fixing it properly.
In the end, Intact paid half of costs and I am out of pocket $4400.
Will never buy Intact insurance again.

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Horrible! Still not resolved...

by Intactdisgusted on May 23, 2023
1 out of 5 stars

Horrible service horrible experience. Nobody cares nobody called you back. Still have an unsafe vehicle that I have to be forced to drive ahead $4600 out-of-pocket expenses because the body shop did not repair the mechanical damage and he did not check for it.

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Would not back a faulty repair

by Joseph on Oct 18, 2022
1 out of 5 stars

Would not back a repair that was faulty stating that the shop was not part of the Rely network. This was never explained to us when we took the vehicle to a shop for repairs. Made us wait almost 2 weeks to hear back from a manager just to be told they would not be doing anything to help. Horrible company with horrible customer service.

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Review topics

Estimator trying to be a mechanic and giving expert advise

by insured BY Intact on Jul 4, 2022
1 out of 5 stars

No knowledge and trying to put all expenses on the customer. They have recommended body shops which will agree with their statements.

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Worst insurers EVER!

by Lazzyshot on Apr 18, 2022
1.3 out of 5 stars

The worst insurance experience you will ever experience! I had a front-end collision when someone made a very bad U-turn. The front of my car was damaged and intern my headlight leveller sensors were cracked. They took months to get back to me and when they did they said the cracked sensors had nothing to do with the collision. Their “recommended” auto shop assured is an absolute joke! They didn’t have the proper diagnosis tools available to see what was wrong with my car and I had to bring it to the dealer to figure out which I paid out of pocket. Intact has no backbone no support and they cannot keep their promises of what they call “making your vehicle like new” I will be taking my money elsewhere!

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Review topics

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Hell on Earth

by Candice Remillard-Scott on Dec 29, 2021
1 out of 5 stars

Literally, the worst insurance company I have ever dealt with. Save your time and your sanity and never choose Intact.
(1) Took me a month to just get an ESTIMATE of the total damages to my vehicle after my accident
(2) Now I'm now stuck playing phone tag with people who apparently are never around trying to get an estimated repair date.
(3) It took them 4 days and 3 phone calls to actually start my claim
(4) It took them a week to tow my vehicle from the collision centre location to the city where I live
(5) Another week to tow it to the correct body shop at my dealership because they brought it to the wrong place - their own shop, not the one I noted
(6) Another two weeks to get the estimated repair amount AND BIG surprise, I didn't even get the estimated repair amount from Intact Insurance - I got it from the body shop itself because Intact is too incompetent to reach out in a timely manner.

Can't even call their general phone line because you're on hold for over an hour and then the line gets disconnected... They want to repair a $28,000 vehicle with almost $18,000 in damages. The biggest joke. Would not recommend Intact to my worst enemy.

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Stolen Car

by Buddyt on Nov 1, 2021
1 out of 5 stars

My daughter’s car was stolen from her driveway. Her husband reported to their Broker, Erion Insurance. Erion reported the claim immediately to Intact. Five days later Intact contacted my daughter. The car was found. Inside the car, a bong was found. The car reeked of marijuana. Intact paid for a loaner vehicle until the vehicle had safety done and was cleaned. My son-in-law picked it up and it still reeked of marijuana. The garage said that they weren’t given enough money to pay for shampoo. Now the car is back at the garage. The Broker has emailed countless times and telephoned the Intact adjuster without any reply. The Broker has tried to give good service but the Insurer has provided terrible service to their Broker and to their Insured.

I am a retired Insurance Broker who represented Intact for more than 20 years. I am extremely disappointed in the service or lack of service that Intact is providing.

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Auto theft

by Henry Breman on Mar 30, 2021
1 out of 5 stars

Please don't use Intact. It's a scam. Employees are rude, unorganized, take a long time to get a response. They only pay what they want. They are too lazy to come out and look at the truck. And tried to put USED parts on a truck that was 3 years old. You are better off without insurance...

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Horrible

by micheal on Feb 3, 2021
1 out of 5 stars

I am with a different insurance company and someone with Intact Insurance hit my parked not moved for the whole day truck! And guess what - my fuel tank is whistling my transmission is squealing and leaking fluids like crazy. All they are covering is my dents nothing more! The car that hit me was totalled off and they say it is only the dents that matter complete scam company I suggest. Everyone who has this company cancel cause I promise you if you get in an accident and you with them that they will only cover your dents that it!

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