Intact Insurance Auto Insurance Reviews

I had a very anxiety-inducing experience with this company:
First of all, they work with questionable, discriminatory and rude repair shops and they will protect them before you their clients. Their customer service will lie to you to protect each other. They will tell you they will call you back in 24 hours and it becomes 48 hours and all of a sudden it becomes a week, two weeks and you name it and all this time the one who works on your file will refuse to talk to you and the rest of the customer service just keep being a barrier not to reach him.
I complained to the broker who sold me this scam of insurance and all of a sudden they say they can not do anything about it.
After my accident, they kept calling me over and over and over to repeat the same story and keep reliving the experience... I'm now preparing for a long court battle with them... They are scammy... Please save your hard-earned money and pay for insurance that is worth anything. Because if you get in an accident it is gonna be a nightmare.

Do Not Use Intact!!! I was hit by a drunk driver, and my car was ultimately written off by insurance. Not only was their settlement low, but due to a concussion I received from the accident I only was applying to be reimbursed my lost wages as I was unable to work both my jobs for a month (obviously I had doctors notes to corroborate this). After having someone come to my home to go over all the paperwork and submit my claim, saying everything was in order, I get a letter in the mail from someone I’ve never spoken to or dealt with who said my claim had been denied due to “my injuries did not substantiate my claim”. Again, despite having all the proper documentation, they said my concussion didn’t justify them paying me for only a month of lost work time. This is how Intact treats their customers, it is a terrible organization and I have nothing but ill will towards this company. 0/5 stars review is what it should read.

As soon as you're a customer, anytime you call there they send you to speak to different people who are rude as heck. They're very friendly until they have your money and then they treat you like dirt once they do.
I opened the account here and my husband had to come on the phone and authorize me to do so under his name. All was fine. They took our payment, they let me file a claim and get our car fixed. They let me negotiate a cheaper price for one year. Never did my husband ever have to call or speak with them for anything after that first time.
Then I call to cancel the policy because they keep raising the price and this year raised the price 300$ with no explanation. I can get better coverage for 400$ less at another auto insurance. So when I tell them Im canceling they told me: "Sorry, you don't have authority on the file!" What!!!??? Because it's 15 minutes before closing time and my policy renews the next day, so they did this so that we have to pay cancellation fees.
I told them I obviously have authority because my husband had to give it in order for me to even open the policy so please speak with your supervisor and check the file for the notes. They refused and refused to request a supervisor.

Currently disputing adjustors assignment of blame, 50/50. I spoke to my assigned adjuster once. Despite asking for an investigation with the evidence available, I asked my broker to contact the adjuster as well, leaving messages for a callback and speaking to other agents at intact regarding my concerns. Zero response from my assigned adjuster. The unprofessional manner in which my assigned adjuster has represented Intact. I cannot believe I'm the only client experiencing this poor quality of customer service. Just unbelievable. Why my broker switched from another company to Intact? is just baffling...

They kept raising our rates. We have 3 cars and a house policy last year it went up and we just go. Our renewal and it’s gone up again by almost 100.00 to make the payment of almost 1000.00 a month. I shopped around and everyone else had that same coverage there have been no claims tickets or accidents.

I feel this company sold me policy in bad faith. I am actually in the process of filing a BCFSA claim. They keep telling me they just need a supervisor to sign off on my claim, then say they need information I have already sent multiple times. Multiple requests by phone and email to speak with a supervisor have not been addressed. If you are in a similar situation, please file a claim with the BCFSA. The more people that complain, the more chance this company will be investigated. I would give zero stars if your site would let me.

Horrible service horrible experience. Nobody cares nobody called you back. Still have an unsafe vehicle that I have to be forced to drive ahead $4600 out-of-pocket expenses because the body shop did not repair the mechanical damage and he did not check for it.

After 15 years with Intact, my husband and I missed a payment as we were switching banks. According to intact, they sent us a registered letter; that we did not receive; they called an old home phone number that hasn’t been active for 10 years. They then proceeded to cancel our home and auto insurance. One. Missed. Payment. is 2 weeks before Christmas. I don’t even have words to describe how despicable I think this company is. On top of this, they won’t speak to us. We’ve had to speak with them through a broker. So even though we paid; three days late, they still cancelled it. Luckily we have a second vehicle with separate insurance and some home insurance coverage with our bank; we have a friend who owns a brokerage who can help us, but what about the people who don’t? I can’t even imagine who this person is making these decisions. Whoever you are, hope you can sleep at night.

Terrible company, insurance rates keep skyrocketing despite revenue almost doubling in 2021 to $2.1 billion, up $1 billion from $1.1 billion the previous year. Shop elsewhere.