Intact Insurance Auto Insurance Reviews

As soon as you're a customer, anytime you call there they send you to speak to different people who are rude as heck. They're very friendly until they have your money and then they treat you like dirt once they do.
I opened the account here and my husband had to come on the phone and authorize me to do so under his name. All was fine. They took our payment, they let me file a claim and get our car fixed. They let me negotiate a cheaper price for one year. Never did my husband ever have to call or speak with them for anything after that first time.
Then I call to cancel the policy because they keep raising the price and this year raised the price 300$ with no explanation. I can get better coverage for 400$ less at another auto insurance. So when I tell them Im canceling they told me: "Sorry, you don't have authority on the file!" What!!!??? Because it's 15 minutes before closing time and my policy renews the next day, so they did this so that we have to pay cancellation fees.
I told them I obviously have authority because my husband had to give it in order for me to even open the policy so please speak with your supervisor and check the file for the notes. They refused and refused to request a supervisor.

Currently disputing adjustors assignment of blame, 50/50. I spoke to my assigned adjuster once. Despite asking for an investigation with the evidence available, I asked my broker to contact the adjuster as well, leaving messages for a callback and speaking to other agents at intact regarding my concerns. Zero response from my assigned adjuster. The unprofessional manner in which my assigned adjuster has represented Intact. I cannot believe I'm the only client experiencing this poor quality of customer service. Just unbelievable. Why my broker switched from another company to Intact? is just baffling...

I feel this company sold me policy in bad faith. I am actually in the process of filing a BCFSA claim. They keep telling me they just need a supervisor to sign off on my claim, then say they need information I have already sent multiple times. Multiple requests by phone and email to speak with a supervisor have not been addressed. If you are in a similar situation, please file a claim with the BCFSA. The more people that complain, the more chance this company will be investigated. I would give zero stars if your site would let me.

Horrible service horrible experience. Nobody cares nobody called you back. Still have an unsafe vehicle that I have to be forced to drive ahead $4600 out-of-pocket expenses because the body shop did not repair the mechanical damage and he did not check for it.

After 15 years with Intact, my husband and I missed a payment as we were switching banks. According to intact, they sent us a registered letter; that we did not receive; they called an old home phone number that hasn’t been active for 10 years. They then proceeded to cancel our home and auto insurance. One. Missed. Payment. is 2 weeks before Christmas. I don’t even have words to describe how despicable I think this company is. On top of this, they won’t speak to us. We’ve had to speak with them through a broker. So even though we paid; three days late, they still cancelled it. Luckily we have a second vehicle with separate insurance and some home insurance coverage with our bank; we have a friend who owns a brokerage who can help us, but what about the people who don’t? I can’t even imagine who this person is making these decisions. Whoever you are, hope you can sleep at night.

Terrible company, insurance rates keep skyrocketing despite revenue almost doubling in 2021 to $2.1 billion, up $1 billion from $1.1 billion the previous year. Shop elsewhere.

I was a victim of a hit-and-run accident in July 2022. I reported it and gave Intact Insurance the name of the witness, and the name of the driver who hit my car. Furthermore, I was able to find her through the person who this driver was visiting at that time., although she just gave me her name and the name of her insurance company and nothing else. Intact Insurance people did nothing with the information I gave them. They said they called, but nobody is answering. They said that the Insurance of the guilty driver doesn't want to release her information, and therefore they can't do anything about that. It has been 4 months, and they email me that I have to pay a $500 deductible since they can't get in touch with anybody. They are scammers and nobody should ever insure their car with them. Be aware of their horrible practices.

Would not back a repair that was faulty stating that the shop was not part of the Rely network. This was never explained to us when we took the vehicle to a shop for repairs. Made us wait almost 2 weeks to hear back from a manager just to be told they would not be doing anything to help. Horrible company with horrible customer service.

Dishonest
Rude
Shady
Run around
Slow

Never again!

Trust me - go elsewhere! You only find out how bad they are when you really need them. We were given the run-around, was impossible to speak with a manager, spoke to 4 separate adjusters and they were all very rude. I've never been spoken to by a business as they spoke to me. Lowball offer for a vehicle, will not send a copy of the policy, took 6 weeks to get an offer to us after an accident, and did not honor the original policy in many aspects.
Save yourself the headache, time, stress, and money, and go to a reputable company. Intact is a joke!

I am in Windsor and my policy increases by 200 Cad monthly. My new charge is 509 a month. This is insane when you are at Windsor. I was paying the same when I was in Toronto. I want to cancel my policy but they said that is going to charge for one and a half months. This is so frustrating.