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Aviva Auto Insurance Reviews

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(469 reviews)
Aviva
1.3 out of 5 stars:
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Liars and thieves

by madashell22 on Jul 20, 2015
1 out of 5 stars

Had a NOT AT FAULT collision in February when an idiot woman turned her SUV perpendicular to my lane with nowhere and no time for me to go anywhere else. I spoke with a guy who could barely speak ENGLISH at "Claims Pro" who eventually told me I was found not to be at fault and therefore my premium would not be affected. Got my renewal notice and payment schedule for the upcoming year and, surprise, surprise, an increase of MORE that 100%!! I am contacting my insurance broker tomorrow (which I believe is another middleman racket) to see if he can do anything other than make excuses. Bottom line: AVIVA SUCKS! I have also had my home and cottage coverage with them and that stinks too. They can say good-bye to my money!

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Horrible Service....

by Nickw75 on Jul 11, 2015
1 out of 5 stars

I was in a car accident, I was hit by a driver with no insurance at a stop sign. He totaled my car. They had me a rental the very next morning ( that was the ONLY good part) I had a mazda 6 with nothing wrong with it ( other than the back wheel frame was starting to rust) I had 700$ brand new tires on it not even 2 months old.. They took 2 weeks to tell me they would offer my 1900$ for the car in total ( complete rip off, I had 5 appraisers tell me I could have sold that car for an easy 6000$) They informed me that they would cover the rental for 3 days after the offer. I told them that I didn't feel the offer was fair, and they said the rental would need to be returned regardless if I accepted or not because they gave me the offer.. So with work, 3 year old, 2 adults,1 person income..I was forced into taking the money... Told me I would have the cheque in 5 business days..... Well lord and behold.. a week and a half passes.. No cheque? Called in, "sorry, there was misconfusion and the cheque only got mailed yesturday".. So had to return the rental.. And took 3 weeks and 4 days in total to get the cheque... Horrible..
I was without a car for a FULL month.. I requested my mays payment back for paying for a month with no car... In short. They basically told me to bad so sad, screw you. I told them when the renew policy comes up I would not be renewing.. Their response to that was. " That's your decision"...
Injury claim was presented which I accepted ( only took A little over 2 months for them to make an offer)... Its now been a week, and still no cheque.. emailed them and "oops sorry, could take another 5 buisness days".
I requested it to go direct deposit into my account. They said "that is not an option we have".. Well jeeze. They sure don't mind taking my money out of my account directly.. But wont put it in directly..?

I'm still waiting on a lady to get back to me about loss of wages, medication cost, therapy.. The lady handling my claim emailed me.. I emailed her back with a bunch of questions.. And its been over a month and numerous emails.. And no response..
AVOID Aviva at all cost. Come September I will be switching for sure. 6 years with this company with no issues. 1 care accident and this is the service they give.

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Liars

by POed on Jul 8, 2015
1 out of 5 stars

We had our vehicle written off after a 'not at fault' accident. Aviva was very quick get us to return the rental vehicle that was promised to us with no limit on time.
They told us the amount they were covering to pay for our vehicle and that it was in the mail, so therefore return the rental. 8 days later no cheque (no rental anymore) and when we contacted them they said we did not say it was mailed yet and we just mailed it yesterday. BIG FAT LIE.
During these eight days I scrambled to find a new vehicle and eventually did but when it came time to buy it....no cheque still. The rude woman from Aviva came up with more mumbo jumbo as to why the cheque was not there and also implied that I was being somewhat of a pest. Bye bye Aviva...never again.

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Very displeased with aviva

by Not Happy on Jun 18, 2015
1 out of 5 stars

I have recently stopped using Aviva due to the horrible customer service I have experienced using them; I had been with Aviva for about 5 years since I started driving. I didn't know until recently but they had been charging me Almost $100.00 more each month than any other insurance company I got a quote from.

In the last 2 years they have made numerous errors with my auto policy that resulted in me over paying on multiple occasions.

When I joined my home policy with my auto I was supposed to get a discount and received verbal and written confirmation that it was set up, only to find out that they didn't do it months later.

Although they eventually paid back the difference it took months to wait for them to give it back and I had to call them and leave numerous messages with no answer or reply.

It would appear that none of their brokers are competent in being able to manage their clients information and communicate with their coworkers about updates to their policies. I have had different brokers contact me stating that my information is out of date or incorrect when I had provided it correctly and have records of the conversations via email. This has happened many times. Their organization and care in dealing with clients is a joke from what I have experienced.

When preparing to leave Aviva my broker began to bad talk other insurance providers and warned that they will just rip me off and that their services suck. she essentially was trying to scare me into staying.

Based on my experience with this insurance provider and their team of brokers I highly recommend to NEVER insure anything with AVIVA. It is not worth the frustration, you will overpay for bad service and you will NOT be taken care of by careful and competent professionals.

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Worst experience

by Mo on Apr 21, 2015
1 out of 5 stars

Worst insurance company I ever had . Very slow it has been 3 months and my car still not repaired . It's like calling or emailing to people from a different planet asking and begging them to respond still no respond from this company

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Unprofessional, disgusting

by sisi23 on Mar 27, 2015
1 out of 5 stars

I had a claim with this company, very slow to respond agents never answer phones or return calls, and EXTREMELY UNPROFESSIONAL, the better business bureau should get involved with companies like this, and when it comes to payouts they want to pay as low as possible, they actually think it's better to get hurt or lose your life instead of the vehicle getting damaged so they don't have to payout. If I had read reviews before signing with this company I would have never signed with them and the agent that recommended them is never going to suggest them again to any other client.

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If you have a good driving record in AB, you should pay around $110/month (women - $105/month and men - $113/month). Do you overpay? Get an Alberta car insurance quote to start saving.

Bad experience

by Rumen Genchev on Mar 7, 2015
1 out of 5 stars

I got rear ended and they claimed that it was my fault because my turn signal was on. I was completely in my lane and got hit by someone who was behind me in my lane. Yet, they denied service saying they can't hold the other party responsible. My car is destroyed and my neck is in a very stressed condition. Yet they didn't even care to investigate. They just left a voice mail. Horrible, horrible horrible insurance company. Stay as far away as you possibly could!

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find another company

by unable to focus on healing on Feb 19, 2015
1 out of 5 stars

In October 2014 (nearly 5 months ago) my 11 yr old daughter and I were in a rear end collision. Both receiving injuries! I have been waiting and struggling and fighting for my section B, loss of wages benefits. Granted my particular claim is a little more difficult because I am self employed. I have/had 16 clients. I was replaced by 4 in the first 2 weeks.... Because I work "under the table" proving my income has become VERY diffe and stressful. I managed to get just 6 of my original 16 clients to provide letters for the insurance adjuster. This was not enough. I then had 5 of those 6 provide audio recorded statement to a private investigator backing up their letters, as to what I so, and how much they pay me. Since the accident MOST of my clients have replaced me, some because of the lwngth of time i have been off, and some because i harrassed them trying to get them to contact my adjuster. So, here I am, still not back to work almost 5 months after the accident. Its likely I won't have any clients to return to
Facing eviction, credit going down the tubes, unable to pay ANY bills,visiting the food bank just to get by, with a child. My adjuster has been notified of this, they do not care. My benefits still have not been paid. We will lose EVERYTHING, because someone else used my rear bumper as his personal breaking device, and Aviva does not care about the clients who hired them. This is a service I PAY for.... Well, as you may assume, I am canceling my insurance policy.

I understand my situation is more "complicated", but what do they want from me. I tried EVERYTHING to get my client's to cooperate with the company. Provided letters, provided interviews from 1/3 of my client's. The clients don't care, it's not their problem, they don't have the time to take from their busy schedules to talk to an insurance company, for services that I am no longer providing for them.

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RV Insurance

by Peter on Feb 14, 2015
1 out of 5 stars

We have a $13000 claim for windstorm damage, and have been dealing with claims and ombudsman office at Aviva Elite for 10 months. Every expert who has inspected the RV - except Aviva's appraiser - agrees the damage is from outside impact and should be a covered claim. Aviva's appraiser blames the manufacturer for a defect of some kind!
Finally 2 months ago they agreed to partial coverage. We will need to go to mediation on the balance.

So, we got 2 estimates for repairing the partial coverage they agreed too - guess what, here we are 2 months later pushing for approval on the estimates so we can get the work done.

Terrible customer service! They have tried everything imaginable to delay and deny the claim.

We would rate them less than 1 star if we could.

Stay away from Aviva coverage on your RV's

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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

DONT USE AVIVA

by angry with cause on Aug 20, 2014
1 out of 5 stars

my truck was stolen while I was travelling i had reported a claim to aviva , in this case i knew the individual who had taken and crashed my truck, my truck was written off. after battling for a month with aviva over trying to settle this claim, they stated that i had to press charges against this person in order to settle the claim (last i checked its the RCMP's job to lay charges towards anyone not mine, i can only give a statement) i argued this point to the insurance for a long time, further more although offered at first they stated i was not entitled to a rental car although i had been told in the past i had 900 dollars credit towards a rental "the case is under investigation without prejudice and im not entitled to one i can get one and ask for reimbursement later" i was told, finally the Sargent of the police station had to phone the agent to tell him that a warrant had been issued and they are searching for the individual involved so the agent authorized a rental for a week and offered me a claim now starts the low balling they offered me 2000 less then what i had found the fair market value to be on my truck i told them this they asked me to submitt 3 similiar trucks kms make model year so i found two that are similar other then that it is hard to find a truck of this calibre ( it was well maintained with low kms for its year) i found two they were not from alberta so she dismissed them i also showed her the appraised value on kelly blue book they couldnt open the link. i am still battling over this its month two.

this story it stands to show that as a customer with aviva your words carry no weight and they drag on this process to try and make you except there low offer i have had 3 different agents they all have taken leaves of absence and have literally only received one email a day from 2 of the agents although i have sent several different emails and questions regarding the proccess that they have said i have to follow and they do not answer there phone so dont bother calling you can only request that they call you back via email which will take a day to reply and set up a call time, as well they have made me jump threw many hoops with the RCMP who has also told me its to seperate things your truck being stolen and someone being charged with theift.

they do not have your best interest in mind and they are trying to save money they are not on your side.

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