Aviva Auto Insurance Reviews

I am reading all these, and I am pulling my hair. why didn't I read these before, all TRUE, or seems TRUE, or going to be TRUE.

I am in Canada, and just learned that RBC sold its insurance business to Aviva.

I feel sorry for you, and for myself, that no doubt, I am going to have the same nightmare. My first conversation with adjuster today, verbally offered me 24k for my super mint MDX ELITE 2011 with low mileage, that you hardly find at 28k. And when i said wow, that is too low, she threatened me that she will pull out rental as of today. BECAUSE SHE MADE AN OFFER. this is just 7 days past accident!!!

So, that is nice business, offer a low value, and pull the rental if customer doesn't accept. Put pressure on a family who got in accident and lost their primary car. I didn't know this is how insurance suppose to work!!!

I have always believed that the relationship between myself and the insurance company is based on 'trust'. I have lost trust in Aviva. I was involved in a accident involving others. Stopped at the crosswalk when a vehicle half the size of our SUV ploughed into the back of us. Aviva expects us to take a substantial loss of our vehicle. We were innocent. We were stopped at a crosswalk! To replace my vehicle will cost me between 3-5 thousand dollars. Tell me, does that seem fair? Unfortunately this site doesn't allow to choose '0'. So I have to choose '1' star. Claims experience is '0'.

Customer Services Staff makes fun of clients and they expectations.
Undervalue your car price and they are not organized. Every time you call them you need to start your story again and again because they don't give to you one person to deal. They don't care about they customers at all.
Get stressed talking with them, and as soon this case is closed, changing insurance.

High premium rates. Mine went up and up again over the past two years. When I asked why, the answer was very vague, rude, aggressive.
No "forgiveness" on the first claim.
Poor customer service; lacking knowledge about the product in question.
Beware if you have a claim, you will be assigned an Adjuster who is not in your city; you will need to pay for long distance calls! Actually, don't worry, they do not answer the phone anyway!

Completely disgusted by the ‘service’ I have received. I had an accident nearly a year ago that I believed to be a scam against myself. A guy in the car next to me who saw everything and thought what happened was dodgy got out of his car, gave me his details and told me he was more than happy to stand as a witness. I gave Aviva his details and told them I wanted it looked into. I have heard nothing since and this was in January this year. No calls, no paper work, nothing. I assumed that Aviva had spoken to the witness and after speaking to him known that the situation wasn’t as it seems and everything had been dropped. Then when I go to insure my car today I find out that where I should have 2 years no claims discount, I have none. After calling Aviva to find out why, I have just found out that Aviva paid out to the other party therefore affecting my no claims discount. All of which I was completely unaware of. I was never contacted or given any paperwork to suggest that this would turn into a claim on my policy. I never had to fill out anything or sign anything. The last conversation I had about this was of January this year to give Aviva the witness details and to tell them I wanted the situation looked into as I believed it was a scam. The best bit is that the witness I gave was never contacted. Apparently you made a judgment call and didn’t call him, surely if I am paying for my own policy if I give you a witness and tell you I believe it to be a scam you would at the least contact the witness. Is this not what I pay for? After speaking to your so called manager (Thomas J.) who was rude and completely unhelpful I am then told there is nothing he can do and it will take up to 8 weeks for my complaint to go through the system. So in those 8 weeks am I meant to just sit around and have no car? I then asked for proof of the total amount paid out to the other insurance party, just an invoice or a receipt, something that proves you paid this money to them and surprise surprise you can’t give this to me. So although you have apparently paid out to this third party against my policy I’m not allowed proof of this!? I am absolutely appealed and disgusted by this and will be taking this matter higher and making sure everyone I know never uses your disgusting company.

Also it's funny how my dad has just called you and you told him you would send me the proof in the post to me. So clearly your advisors have seen they're talking to a 20 year old girl who they think doesn't have a clue about cars etc, so they can get away with fobbing me off. Disgusting.

Was rear ended almost five months ago and still have not received payment. They allowed me a rental car but only for a very short time. I have left numerous messages and called at least once a day and have not gotten any response. They are by far the worst insurance company i have ever had to deal with.

All the reviews below are true. I've been an RBC customer for 5 years and always had great customer service with no issues. Now that Aviva has taken over, I've encountered nothing but problems.... adjusters taking an unreasonable amount of time to return calls IF AT ALL, receiving a low ball offer on the replacement of my car and barely budging once I submitted a second appraisal that I paid for out of pocket, disorganization and neglect right from the start of the claim process to now where I am still fighting with them 3 months later to get a fair evaluation. Aviva Insurance is widely known for their unfair practices and finding any way to get out of their contractual obligations. I don't know how they sleep at night, scamming hard-working people out of what they are entitled to after paying insurance premiums for so many years. AVOID AT ALL COSTS !!!!

I've been an RBC Insurance customer - home, auto and life - for 16 years and I have never had bad service until they were bought out by Aviva. We are currently in the middle of finalizing a claim that we filed over two months ago. On two occasions I was told that someone 'would get back to me tomorrow' or 'in 1-2 business days.' It's been over a 10 days since I was told tomorrow. These are facts, not my own opinion.

Recently the ABS fuel tank of my car was punctured by a sharp object on the road. When I contacted the AVIVA/RBC Insurance Claims Department, the representative told me that I can only file a claim if my car was damaged in an auto collision. I then told the representative that I am filing a claim under the comprehensive coverage provisions of my policy. I pleaded with the representative to give me the opportunity to explain to her the nature and cause of the damage. After listening, the representative informed me that the damage to fuel tank was caused by the rust from wear and tear. I told her that tank was made of ABS and hence was not susceptible to damage from rust. During my conversation, I determined that the AVIVA/RBC Claims Representative did not have the basic understanding of the major components of a motor vehicle and was reading of a script on her monitor. I finally threatened her that I would not only be cancelling my policy but will also pursue all available legal and statutory remedies should AVIVA/RBC Insurance fail to fulfill its obligations under the insurance policy. The AVIVA/RBC Claims Representative realizing the seriousness of my threat transferred me to her supervisor. I found the supervisor to be equally incompetent, but understood that I was not going to walk away without exhausting all remedies that are available to me. Ultimately, the supervisor took the necessary steps to ensure that AVIVA/RBC Insurance assessed and paid for the repair in accordance with the terms of the policy. It is worth noting that the British Broadcasting Corporation (BBC) has produced a documentary on AVIVA and its nefarious practice of avoiding payments for legitimate claims. My unpleasant experience with AVIVA/RBC Insurance and my reading of the experience of other AVIVA/RBC Insurance customers on this site has caused me to seriously reassess the continuation of my AVIVA/RBC Insurance auto and home insurance policies.

I have recently filed a claim with Aviva and I have spent the last 3 months trying to get my claim finalized. With the later 2 months of those 3 months going back and forth with Aviva, claim rep advised verbally and through numerous emails that she would cover my claim in full, reimburse me for any invoice I submitted and when it comes down to the crunch she lies, renege's on her previous emails, gives threatening innuendo's and when I question it with a supervisor, I am told that they have over indemnified me in regards to my claim and that I am not entitled to what I was advised to by said Claims Department. I have many products with Aviva and needless to say they will be losing me as a customer as soon as I am able to find an alternate insurance provider.
To say the least, AVIVA, is not a reputable Company and I would NEVER RECOMMEND their services for anything.