Belairdirect Auto Insurance Reviews
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We switched to belairdirect in Sep. 2013 because their rates were lower than the competition. We're now in Aug. 2014 and were just notified our premium was going up by over $350/year for bogus reason ("the company increased the premium due to where we live, the kind of car we have; blah, blah,blah").
Needless to say we're shopping around for a new insurance company.
Apart from a rep with less than exceptional english skills I was super surprised at how smoothly the cliams process went. When I got a quote for 100 less per month than RBC I thought for sure customer service would be wacko. Not bad at all...will update this post if anything changes.
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After 5 years payment to Belair at the time of Renewal I would expect to see the rate going down because of no accident ,no fine and no claim !
BE Lier increase my car insurance more than 30% !!!!
one customer said :I’d guess, someone has to pay for people who get into accidents on the road, and that someone is You, not Belair.
They sale supplementary product with bold face lie and false information, not informing you of your own obligation, had a complaint going with them for over 2 weeks never heard back from them, the person in charge of my file was never available and never returned calls. I went to settle the claim side and warned them if they charged me of the extra bogus protection I would cancel my home insurance with them and go elsewhere, and surprise surprise they did charge me for it so I cancelled my home insurance went with Desjardins better protection at a better price, and a more courteous service.
Speaking of which Belairdirect as ZERO respect for the LGBT community, total disrespect, misgendering and dissmisiveness by their staff, really not impressed, not doing business with them in the future that's for sure.
I got my very first car last september (20 male KW area) and had the insurance with TD general since i had home insurance with them too. However, after half a year, i felt like my insurance premium was too high which is 380 a month, so i did a quote online on belairdirect, it ended up 190 a month with 900 dollars annual for home insurance bundle. awesome company, I'm doing well with auto merit, too. And hopefully i could end up saving more!
Stay away from belair direct. They are extremely over priced. They change your renewal date without notifying you (because I made a switch on a vehicle), the cancellation fee is huge and they cannot even explain how they calculate the penalty. And when asking to speak to a supervisor, we were told she was too busy and would call us back at her earliest convenience (4 days later). Horrible service and way overpriced product!
Well 13 years + have passed, 2 claims and I was very pleased with all the staff but I had to say goodbye (cancelled today) for home and auto, boat and travel trailer insurance. We have moved to the province of QC and Belair Direct QC is very different. I have transferred all to them except they do not cover travel trailers and there was only one that I could find to do a stand alone policy (not with the House). I would recommend the ON office to anyone and have been doing it for years. Keep up the good work!
I called to change my address and they increased my payment amounts. I was moving within my city - literally a few blocks away - and it went up $300!!
I switched just a few months ago because they were saving me money from my old company. Now I am paying MORE than I was paying before.
I will be CANCELLING my policy as soon as it is time for renewal.
HORRIBLE company
I was a happy customer for 3 years.
Because of this, I decided to quote tenant insurance with Belair Direct.
Note: I was moving out of my parents house, leaving my car at home for times when I visited and eventually sell the car when it was no longer useful.
Belair Direct processed my quote request for tenant insurance, then called to inform me my car insurance would be increasing by $500 because I was moving to a different neighbourhood. I told them that I had no intention of moving the car, it would actually be driven less, I had not leased a parking spot at my new location and would sign any documentation necessary to avoid the increase. I was told that I had "implied the vehicle was moving" through my quote request, and there was nothing they could do.
Instead of providing them with additional money for an additional service, they tried to force me to pay more for the service I started with.
I ended up paying to cancel my car insurance because I was so frustrated, and I sold my car much earlier than I had expected to.
Now, they continue to email, mail and phone my parents house to discuss "important updates to my car insurance", even though it's been 2 years since I've cancelled.
They're a great company until you have any type of problem. Then, you can't get the same person on the phone no matter what you try, and you have to explain your situation to every new person.
Stay away. Far, far away.