10 Year of my Loyalty, 0% from Dejardin
by Monica Szalasna on Mar 5, 2024
1 out of 5 stars
Canceled my service without warning. Found out after driving around with no insurance for 1 month. Worst insurance company of all time.
I've been with with company for awhile I do not like how they work. Canceling was such a hassle and on top I had to pay 1 month premium for canceling on the Sept. 1 when I pay 25th of every month. I would not recommend this company. Overall the experience is not even mediocre.
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I have been with Desjardins for over 10 years, and my rates have been dropping steadily when keeping the same car. However, this year when my insurance was up for renewal, my rate went up by a whole 34% for the year. I contacted customer service, and they did not know what to tell me other than the area where I live rating was the cause. I have had zero claims or tickets, but yet they increased my premium by such a large amount instead of dropping! I have now cancelled all my policies from this greedy company.
They cancelled my insurance because of a communication error about the transfer of my plates from Ontario to Quebec. I forwarded them the proof that it was done, and they said: "we didn't get it, there are other forms of communication blah blah blah...." The lady told me to e-mail the proof! Anyway, the customer service is ridiculous, and now I will likely have to pay higher premiums somewhere else because of them. Go somewhere else!!!
My insurance was cancelled while I was travelling. I received no email or text of this happening. I only found out after coming home and reading my mail. Had I not seen my mail prior to driving I could have hit someone or killed someone with no insurance! When I tried to reinstate my insurance they raised it 65%! They don't care they are putting public safety at risk or see any validity that they are part of the problem by not updating their system.
They gave me a quote for $1900 and as soon as I signed, the quote was raised to $2880. And then the crazy part was when they told me they don’t remember giving me the quote. And then they got me with a $215 cancellation fee. I don’t recommend this company to anybody out there.
When I was doing the claim, the agent told me that my first accident would be forgiven because it is the first one and my record was good before.
I double checked with him and he was certain about it.
I was glad and move money around and plan to get a new car.
After a day, when I mentioned it to the lady who was taking care of the claim. She told me that it would not be forgiven and would increase my insurance. She admitted it was an error on their side.
So I started changing the plan and getting a used one instead , trying to get quote for used car on their website.
A salesperson or representative call me on Sat and wanted to sell me something based on my online quote. After explaining to her, she said she would like to help and transfer me to her colleague
However, her colleague blamed me for not knowing the policies throughly. I told her that I trusted the first agent as a professional who knows about the auto insurance better than I do. And then she started becoming really rude and arrogant, said it was my responsibilities , and not theirs. And when I told her I was prepared not to drive once the insurance matures. She responded by " It is your choice not to drive" , really really rude way/tone.
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Was a client for Dejardin for 10 years, No claims, no tickets, nothing. After 10 years I received a call from them saying they would like to verify my information on file. I said sure. So they sent me a booklet for a new application. I called and stated I am not a new client and more than happy to confirm information on file but not filling out a new client form. Im not a new client. They insisted. I went to my local dejardin broker in town and she was puzzled why they would do that. Then Dejardin sent me a letter saying that since I did not fill out the form in the less than a week provided, they would be cancelling my insurance in 3 months (for ZERO reason.) So I took my info and went to another company that offered me a very good rate and lots of bonus perks. I am now happy and wrote this review to let people know THERE IS NO LOYALTY TO CUSTOMERS FROM DEJARDIN. FIND ANOTHER.