Home Insurance Reviews

TD Insurance Home Insurance Reviews

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(220 reviews)
TD Insurance
1.4 out of 5 stars:
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Unprofessional Claim Service

by Tuan Khieu on May 20, 2021
1 out of 5 stars

The TD house claim department is totally unprofessional. I called and sent multiple emails to the claims agent for updates and they never responded.
I've been a client with them for 20 years and this is my first house claim and they are not able to handle it in a professional manner. Extremely disappointed with the client service.
I called and emailed the claim agent Laurence A and her Manager Sonia M and until today no response from either one.
I can conclude that the management is not doing their job at managing their staff.
These are the people that I would never hire as part of my staff.
I do not recommend this company!

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HORRIFIC Customer Service

by Beyond Frustrated on Mar 18, 2021
1 out of 5 stars

TD Employees are trained to only say "I'm sorry" without offering anything else to customers, like myself, who after 18 years of paying claims was bounced around from incompetent agent to agent. Even when I reached their Customer Care department, and assured I would no longer have to wait WEEKS for a response, I waited WEEKS between each call. If you like being placed on holds, never getting an agent to pick up the phone, your emails ignored and the most frustrating claims adjusters, this is the company for you. I have never been treated worse or spent so much time trying to get a claim resolved like I have with TD. I am moving all my business elsewhere.

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Poor customer service

by Shyam on Oct 9, 2020
1.5 out of 5 stars

Most TD insurance customer service agents are rude and poor in services. A couple of times I disconnected the call due to the way he was talking. When I told him he should talk in a better way, he told me it's your choice to talk or not. Another point is about the quote. There is almost double the amount of difference when you quote online and when you call the agent. I got a quote online for 800$/year and when I call the agent to buy the quoted 1500$/year without changing any conditions. When I asked them why does it happen, he said I don't know and I can't do anything.

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Don't Buy TD!

by Alex Tan on Oct 5, 2020
1 out of 5 stars

We have to pay late fees when TD is at Fault! We tried to call for weeks and we had to wait for weeks not knowing if our policy is renewed and then when they finally call, they were rude and condescending and totally take no responsibility for their actions and simply blame the whole incident conveniently on Covid-19, this is totally deplorable that TD would use that as an excuse for their mess and poor service, in face TD poor service proceeds the pandemic!

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Extremely Bad Service Now

by Paul a Senior on Oct 5, 2020
1 out of 5 stars

I have been a customer for 40 years. Like someone else said on here they now provide an extremely poor service level. I sold my home and tried to cancel online. It gives me a confirmation number but the 2 people I spoke to at TD couldn't see it after I waited 1 hour on hold. I called 2 previous times over the past 5 days and hung up after about 35 minutes. After all this, they want to charge me a cancellation fee? Do they think I should pay a premium on a house I do not own anymore?

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AWFUL CUSTOMER SERVICE

by diond on Sep 24, 2020
1.5 out of 5 stars

Old web systems, old IVR phone prompt & holds systems,
... and a 2 hr 30 min hold time, then somehow routed to the wrong province and had to wait another 15 min!!!

I'm switching once I have some free time.

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No way to make online account

by notdforlife on Sep 23, 2020
1.5 out of 5 stars

I signed up for TD insurance 2 months ago for my new home insurance. I was told I will receive instructions about how to access the online account. I never received those. I tried making a new account on myinsurance.tdinsurance.com, which takes my information and simply says: "Please call us at 1-877-585-9427 so we can update your profile and finish setting up your MyInsurance account." TD has been charging my credit card on the 1st of every month, so clearly, the insurance policy should be set up. However, they are not giving me access to my online account. And the call wait hours are terrible - I had to disconnect the call after 2.5 hours of waiting!!!

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Wait for hours for a response

by Frustrated in Montreal on Sep 14, 2020
1.5 out of 5 stars

How many employees work at TD Meloche Monnex? 3? Good luck trying to get an answer on the phone. Hundreds of Google reviews all say the same thing - get ready to wait for litteraly hours. There are no excuses for this complete lack of respect for their clients. Get your act together Meloche. I will be changing (if I can get through to cancel my 4 policies) and apparently I am not alone. Avoid at all costs.

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Review topics

Answer your phone!

by Okanagan on Sep 8, 2020
2 out of 5 stars

September 8, 2020 - currently on hold for 2h 45m and STILL waiting! No callback option? Unable to sign in to an online account. Horrible!

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Long wait times!!!

by Eric on Aug 28, 2020
2 out of 5 stars

As many comments are already here. I am a LONG time customer of TD Meloche Monnex. Have 2 auto and 4 home policies with them. Good grief is it nearly impossible to connect with anyone live! Tried the phone. Nothing. Try the online chat... nothing. As far as I can tell the rates are competitive, however, If you can't invest in resources to serve your customers, there are others who will...

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