Belairdirect Auto Insurance Reviews

In the beginning, they seemed nice. Then, I had a non-responsible accident about 4 months ago and it took about 2 months for them to figure it out. I had to call about 20 times at least, they did not do what they were telling me... And then, they increased the price of insurance for my new car at about twice the price that I would get with other insurances. I told them I wouldn't continue the contract (ending a Month later) and they renewed it at an even higher price anyways. I called 3 Days later and they say they will charge me 240 $ do resign my Contract. I'm furious!

Fraudulent Insurance Company, avoid at any cost. After buying Canadian Direct Insurance, Beladirect has increased the premium from 1,275 Cad to 1,800 without any reasons... I've changed my MDX 2016 to the same MDX 2019, and they increased the premium from 1,800 Cad to 2,775 Cad (I had no accidents, new car with no rating yet :). Avoid, avoid, avoid

My rate has gone up by $800, or 30%. But I have no clams, no tickets, no decrease in credit score, no change in address. Think twice before dealing with this company. FYI according to FSCO average rate increase in Ontario was around 5%. It means based on my perfect record I should get something between a decrease or a minuscule increase.

For the second year running they auto renew my policy at an unfavourable rate without informing me except by a single email received three months beforehand. I never asked to be contacted by email. This leaves you with two choices: pay up or pay a huge cancellation fee. They should not be operating. The insurance itself is OK just the way they operate is ...as everyone else points out...sleazy. Just quit them.

Horrible scam of an insurance company. Do not go with them. Initially, I had good experiences with Belair, for the first car I insured on my own. However, when I got a new car, I was not happy with the premium I was given. However, I was promised by the woman on the phone that as long as I went yet another year accident-free (I had been 10 years accident and ticket free at this point), my premium would decrease. It was based on that information that I decided to stick it out and stay with them, as I felt that staying with the same insurance company would be easier and better off for me in the end. Recently, I got my renewal and was shocked to see that it had gone up substantially. I called, bewildered at the fact that despite another year of being accident and ticket free, I was getting an increase. They assured me that this is how it is for everyone, due to the number of accidents. “Oh,” they said, “you have an amazing driving record! You should join our driving program to receive a discount!” I laughed, saying “if I’m such an amazing driver, why am I paying this insane amount with ten years of no accidents or tickets on my record”. They had no good answer, and it felt amazing the next day when I called to say I am cancelling my insurance with them.

People, please shop for cheaper insurance quotes, Belair's commercials are a joke. I was a client for many years waiting for 2 at-fault accidents to drop off my record. I was so excited to renew my coverage then at renewal time I received a letter from Belair stating: congratulations, your insurance record is finally clear. But instead of lowering my very high $8000/yr coverage ... Belair was "kind" enough to inform me that they won't be raising my rates at this time. It was like a punch in the face. I immediately called to cancel Belair and got insurance quotes up to 60% cheaper from many other companies. Moral of the story...Please shop around and stay away from Belair Insurance.

I purchased insurance from these guys and at first I was getting a good deal but after my first year my premium should have gone down but instead, it increased by 45$ and I had not been in any accidents nor did I get any tickets in the year. I contacted customer service to ask why I was getting an increase in my monthly payments. I contacted customer service and discussed the situation and it was everyone apparently had their insurance increased due to increased accidents as a whole. Anyway, it was whatever to me, so I moved on but following my next yearly update my insurance decreased but BelAir required me to do a credit check in order for me to continue monthly payments. Now to me these guys don't report to any credit agencies and don't report that I am making my payments on time and nor have I ever been late on a payment. So to treat your insurance like it is a credit product is bogus. I got another insurance quote from 4 other companies and they were anywhere from 100-160$ cheaper and so I have switched insurance companies and I recommend you avoid BelAir Direct. In the 10 years I have been driving I have received 1 speeding ticket and have been in 1 accident that I was at fault for. Credit checks and this type of treatment should be left with the credit card and bank companies only. Companies that actually lend you money.

After one year with this outfit, I was hit with a 'Loyalty' bonus of 43 Percent INCREASE in my annual auto insurance premium. No explanation was given other than the usual, which I interrupted with a few expletives and hung up. Let's face it, it's a typical tactic of two-bit outfits and there is really only one explanation: their corporate mission statement is to GOUGE as deep and as often as they can.

Belair doubled my cost and expects me to pay $7500 PER YEAR? Belair sends an email stating "we're excited to renew your policy!" Yeah, of course, they are, because they're trying to make almost 10 GRAND off of me for a year's worth of car insurance? Makes me sick to my stomach. Also, after a small fender bender last winter they treated me like an absolute GARBAGE because I refused to go to one of their "trusted mechanics". They straight up harassed me about it over and over. Pro tip: their "trusted mechanic" is a lot where they make you leave your car and then take it to a local shop who will find the cheapest parts. DON'T BE SCAMMED.

Your friend at first, then watch them JACK THE PRICES UP. I have this year an 8% increase to my home insurance. LAST YEAR, they just... changed my policy because THEY wanted to... lower my flood coverage because they thought my coverage of 10K was too high, so lowered it to 3K ALL WITHOUT MY CONSENT, and didn't give a discount for that. Also just now they wrote me a letter saying THEY think my car deductible should be $1000, not $500. "The winter tire discount has been removed from the above-listed vehicle as it no longer qualifies" ... what? I just spent $1900 on tires and wheels why doesn't it qualify? AND you raised my insurance. P.S.: NO CLAIMS for the home or auto, not 1 in 17 years, and perfect driving record, not even a speeding ticket. Again, they'll be all cozy the first round then annually ding these things to their advantage.