Huge Rate Hikes, fees
by Liam J on Nov 27, 2020
1.7 out of 5 stars
Home Insurance Reviews
TD Insurance Home Insurance Reviews
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(220 reviews)
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Agent/rep attitude (15)
Agent/rep availability (10)
Agent/rep callbacks (11)
Agent/rep knowledge (10)
Agent/rep language skills (2)
Bikes, Belongings (1)
Billing/payments (43)
Brokers, Insurance Agents (4)
Cancellation experience (16)
Cancellation fee (6)
Claim - adjuster (13)
Claim - break-in/burglary (2)
Claim - contractor work (14)
Claim - denial (6)
Claim - fire (2)
Claim - flood/water (17)
Claim - flooded basement (7)
Claim - roof (17)
Claim payout amount (3)
Claim processing time (20)
Complaints/ombudsman (11)
COVID Handling (2)
Discounts, deals, rewards (2)
Email/message wait time (5)
Home Insurance Quote (17)
Insurance Rates, Prices (30)
Late payment fee / NSF (4)
New purchase experience (4)
On-hold times/transfers (6)
Online chat (3)
Online quoting (4)
Paper mail experience (2)
Phone wait times (42)
Plumbing (8)
Policy changes experience (8)
Policy coverage (51)
Policy Switching, Cancellation (20)
Rates after claim (1)
Rates at renewal (8)
Rates competitiveness (6)
Rates for long-term clients (1)
Rates in bundle (4)
Refund (2)
Renewal experience (5)
Sewer Backup (6)
Snow, Hail, Damage (6)
Website experience (7)
Review author
I had a minor claim and my TD insurance went up over $500.00 a year and has kept going up significantly. I even changed my deductible and a few other things to keep the rates as low as I can but continued to pay over $2000.00 a year.
Then I had a break-in and couldn't even do a claim. My $3000.00 bike was stolen and TD only covers $500.00 for your bike maximum no matter what it is worth. So we didn't even do the claim.
I called them at the end of September to explain we would need less than 2 months' coverage. So after the 2 months, I see a final payment of $199.15. I call and it cannot be changed or reversed and is the cancellation fee...