Desjardins Insurance Auto Insurance Reviews

Desjardin (via its Certas Home and Auto Insurance company) Customer Service and Claims Adjusters are a joke, especially if you are a third-party victim from one of their retard drivers - which happened to us in this case. The representative who was supposed to help us, Zain, was a total joke as well. He was very unresponsive and utterly useless. Zero no reasons why this dude even has a job here since he clearly fails at it - making Desjardin already look worse than it already is currently.
Similar to other reviewers, they noted our car is a total loss after it was hit by one of their idiot driver clients who does not know how to drive in the winter in Alberta.
They came back to us with a poor valuation of our vehicle. The comparables they used were all super high mileage, not the same specs, nor looked taken care of either. Moreover, Desjardin was supposed to provide us with a car rental, which never happened via Enterprise as the provider couldn't give us a car due to a shortage in Calgary, AB. When we called Desjardin, they said it was our responsibility to call around other Enterprises in the city for a vehicle. The funny part, however, is that they already knew full well about the Enterprises' lack of rental vehicles situation as per our e-mail dealings with Zain. The guy just literally didn't want to call around and be responsible for overseeing the matter.
Essentially, they left us with no car rental, a poor buy-out appraisal for our lost car, and my fiancee who needs to seek medical treatment for her back and neck pain. While the description above applies to the vehicle property side, we are definitely hiring a lawyer for the medical claim settlement as this entire situation is terrible. I cannot imagine how their actual paying clients put up with this poor service and care. What a horrendous insurance provider. This provider seriously needs major reform, as well as employee retraining or removal of members who are obviously detrimental to its business and values - assuming it actually has values beyond profit realizations.

The premium is high. The claim is bad. The claim department gives a lot of pressure on the car towing and storage fee. They only give 4 days car rental when the car is a total loss.

Well, this company is totally fraud . If anyone wants to waste time and money than you can choose this company because I had an accident on 6th of nov and my car goes under total loss settlement .They paid me less than my actual car value even after sending 10-15 ads from auto traders . I spent 3500$ on my car just 3 months before having accident and sent them invoices for claim but they gave me only 509$. Secondly, I had 2 different lien holders on my policy but they didn't paid me for one of them . They never told me before adding lien holder if anything happen to car then they are not paying for other company. They send me cheque and told me funds are already added for other company but when i claimed my gap then my gap insurance contact to sholaine pajor my adjuster and she told that they only paid for actual car value . is this kind a joke , now i have to pay 3700$ from my pocket to close my loan with td and i got my claim after 5-6 months of accident .