Manulife Life Insurance Reviews

Never in my life have I had such poor service from a company.
Phone wait time is 1 1/5 and never got answered. Had to hang up!
Updating my banking info was such a headache for lack of HUMAN ENGLISH!
Decided to get the app..... got locked out of my account.
I am so angry and just bitter over this. Still on hold now for another hour AND STILL NOT ANSWERING OMG!!!

We are seniors and have paid into life insurance with Manulife since 2001. In the month of October 2021, we noted a payment of over $900 was taken out of our bank account on Sept 28, 2021, without authorization or permission from Manulife. There was nothing in writing notifying us that the monthly renewal premium would increase from $322.74 to $911.70 per month. It was shocking that this was 40 percent of our pension money that month which threw all our monthly budget out of whack!
When contacting Manulife we were tossed about 4 different people over several days and hours on the phone. They refused to put our money back into our account for 15 business days! We cancelled both our policies.
Money was put back on October 15, 2021. The money was removed from our account on September 28, 2021, which was 18 days after.

After signing up through a representative over the phone I noticed I had been charged twice for 2 months on my credit card and after calling them I was told to forward my statement to their customer service email.
After doing so they just told me they don't issue refunds, so I have been paying for 2 policies totalling $600 a month.
After the first reply email telling me they don't issue refunds I have received no responses since despite my continued emails.
It's infuriating that they would take money from unsuspecting like this and just hide behind their policies to justify theft.

Try to change my policy address and bank account to my US address and customer service doesn't know how to enter a US address. Kept me 70 min on the phone and then tells me there is a system problem.
Cannot understand a US postal code format.
Still on the phone

Everything is hard to do or find on their site. You can't contact them directly because their call centre is impossible to get through to and if you send them an email they say two business days to respond but it's more like two weeks, if then. Even the simplest things like changing your language preference which should be super simple are hard. On top of that, they cover less than previouse insurer and it's hard to find out how to submit estimates or find out why they disallowed charges.

Claims made towards the end of the insurance period, before transitioning to another provider are NEVER paid. It is very hard to get any response from them. They decline the claims for unrelated responses.

Worst insurance provider since ever. In the end, the employee will be forced to lose interest in tracking with them and let the claim unpaid.

Very difficult to stop payments after sending in stop payment by email yet they remove the following month's payment the only option go to a bank and stop auto withdraws. No one seems to know what to do. No help by phone, waiting long periods of time on hold to try to speak with anyone with knowledge but yet no help. On the phone for 1 hour and 15 min... No one cares only get monies for customers. I have been with them for over 20 years yet they do not care will never use them again for personal insurance better off without shamefull and uncaring.

Funny, they've got a big web page all about how they're helping they're insured with mental health etc etc., and then exclude ADHD treatment from my coverage plan.

Misleading copy. Smacks of disreputable behaviour. I will be going elsewhere.

I was trying to change the payment method to annually from monthly as it will be slightly cheaper. The customer rep told me there is not such a thing. I just need to pay 12 X what I pay monthly. I explained that I have a quote and it shows cheaper and also other insurance companies always give me a better rate. But she kept saying no and I asked her to ask someone else she ignored me a few times. Now I am again to talk with another rep.

They try not to pay you for any reason. After submitting the dental claim, they didn't give me any response until I called them. Then, they need EOB. The thing is they should ask this early and let us know.